Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 3,106,565	$ 3,283,017
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:
Depreciation Expense	703,826	698,002
Stock Option Compensation Expense	25,358	3,984
Discount Accretion and Premium Amortization	2,800,841	2,660,159
Income From BOLI	(240,000)	(264,000)
Gain on Sales of Loans	(520,417)	(400,555)
Gain on Sales of Mortgage-Backed Securities	(284,935)	(46,040)
Gain on Sales of Investment Securities	(343,603)	(365,678)
Gain (Loss) on Disposition of Property Plant Equipment	(1,900)
Gain on Sales of OREO	(316,398)	(781,363)
Write Down on OREO	18,000	40,000
Amortization of Deferred Loan Costs	82,461	57,977
Proceeds From Sale of Loans Held For Sale	19,294,486	14,835,314
Origination of Loans Held For Sale	(18,208,183)	(13,654,294)
Decrease (Increase) in Accrued Interest Receivable:
Loans	190,356	14,871
Mortgage-Backed Securities	8,501	(33,577)
Investment Securities	(396,084)	44,419
Increase in Advance Payments By Borrowers	307,877	319,637
Other, Net	(256,176)	1,824,276
Net Cash Provided By Operating Activities	5,970,575	8,236,149
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of Mortgage-Backed Securities Available For Sale (AFS)	(31,789,116)	(31,230,934)
Proceeds from Payments and Maturities of Mortgage-Backed Securities AFS	18,660,261	13,928,123
Proceeds from Payments and Maturities of Mortgage-Backed Securities HTM	0
Proceeds from Maturities, Prepayments and Calls of Long-term Investments		0
Proceeds from (Payments for) in Interest-bearing Deposits in Banks	1,020,000	0
Payments to Acquire Mortgage Backed Securities (MBS) categorized as Held-to-maturity	0	(1,507,125)
Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS)	2,092,899	2,613,163
Purchase of Investment Securities AFS	(53,121,373)	(18,938,907)
Proceeds from Sale, Maturity and Collection of Investments	12,047,600	13,762,177
Proceeds From Sale of Investment Securities Available For Sale	6,434,564	12,158,368
Payments to Acquire Held-to-maturity Securities	3,997,750	0
Proceeds From Sale Of Mortgage-Backed Securities Available For Sale	11,047,043	2,423,078
Purchase of FHLB Stock	(3,557,700)	(2,827,100)
Redemption of FHLB Stock	3,666,900	2,993,600
Payment to Acquire Life Insurance Policy, Investing Activities	(2,000,000)
Proceeds from Life Insurance Policy		0
Increase (Decrease) In Loans Receivable	(1,214,095)	(5,444,078)
Proceeds From Sale of OREO	1,355,528	2,867,121
Purchase and Improvement of Premises and Equipment	(2,637,743)	(789,711)
Proceeds from Sale of Property, Plant, and Equipment	1,900	0
Net Cash Used By Investing Activities	(41,991,082)	(9,992,225)
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase in Deposit Accounts	37,320,350	5,505,712
Proceeds from FHLB Advances	86,392,719	132,705,000
Repayment of FHLB Advances	(87,061,000)	(138,235,000)
Proceeds from (Repayments of) Other Debt	3,514,646	2,972,904
Repayments of Notes Payable	(2,000,000)
Dividends to Preferred Stock Shareholders	0	(220,000)
Dividends to Common Stock Shareholders	(530,184)	(471,276)
Net Cash Provided By Financing Activities	37,636,531	2,257,340
Net Increase in Cash and Cash Equivalents	1,616,024	501,264
Cash and Cash Equivalents at Beginning of Period	9,374,549	8,381,951
Cash and Cash Equivalents at End of Period	10,990,573	8,883,215
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest	1,975,575	1,857,994
Income Taxes	947,000	155,242
Supplemental Schedule of Non Cash Transactions:
Transfers From Loans Receivable to OREO	$ 326,083	$ 142,140