Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest Income:
Loans	$ 4,954,962	$ 4,824,401	$ 9,702,440	$ 9,466,509
Mortgage-Backed Securities	1,156,067	1,225,059	2,278,134	2,479,460
Investment Securities	1,292,306	1,118,693	2,405,888	2,203,092
Other	8,311	4,603	28,509	9,113
Total Interest Income	7,411,646	7,172,756	14,414,971	14,158,174
Interest Expense:
NOW and Money Market Accounts	140,974	104,321	274,206	207,436
Statement Savings Accounts	10,002	8,594	19,274	16,484
Certificate Accounts	472,618	423,267	898,405	831,999
FHLB Advances and Other Borrowed Money	123,827	179,768	245,111	428,427
Interest Expense, Other	110,904		222,851
Senior Convertible Debentures	121,680	121,680	243,360	243,360
Junior Subordinated Debentures	37,154	30,454	71,888	59,557
Total Interest Expense	1,017,159	868,084	1,975,095	1,787,263
Net Interest Income	6,394,487	6,304,672	12,439,876	12,370,911
Provision For Loan Losses	0	0	0	0
Net Interest Income After Provision For Loan Losses	6,394,487	6,304,672	12,439,876	12,370,911
Non-Interest Income:
Gain on Sale of Investment Securities	45,148	153,650	628,539	411,718
Gain on Sale of Loans	240,049	191,589	520,417	400,555
Service Fees on Deposit Accounts	260,867	265,036	501,752	505,381
Commissions From Insurance Agency	125,245	122,143	279,237	291,990
Trust Income	186,000	162,000	368,000	324,000
BOLI Income	120,000	132,000	240,000	264,000
Check Card Fee Income	284,624	257,110	555,616	495,252
Grant Income	0	0	0	265,496
Other	171,005	180,805	336,726	333,681
Total Non-Interest Income	1,432,938	1,464,333	3,430,287	3,292,073
Non-Interest Expense:
Compensation and Employee Benefits	3,532,797	3,177,520	7,044,284	6,508,318
Occupancy	574,585	470,532	1,092,637	967,250
Advertising	136,174	112,806	271,709	242,783
Depreciation and Maintenance of Equipment	506,057	499,041	971,621	975,415
Federal Deposit Insurance Corporation (FDIC) Insurance Premiums	39,515	127,443	104,189	260,490
Net (Benefit) Cost of Operation of OREO	(82,798)	1,945	(201,902)	(673,981)
Prepayment Penalties on Federal Home Loan Bank Advances	0	281,206	0	528,712
Other	1,160,373	1,022,630	2,413,103	2,420,080
Total Non-Interest Expense	5,866,703	5,693,123	11,695,641	11,229,067
Income Before Income Taxes	1,960,722	2,075,882	4,174,522	4,433,917
Provision For Income Taxes	482,775	509,608	1,067,957	1,150,900
Net Income	1,477,947	1,566,274	3,106,565	3,283,017
Preferred Stock Dividends	0	110,000	0	220,000
Net Income Available to Common Shareholders	$ 1,477,947	$ 1,456,274	$ 3,106,565	$ 3,063,017
Net Income Per Common Share (Basic)	$ 0.50	$ 0.49	$ 1.05	$ 1.04
Net Income Per Common Share (Diluted)	0.48	0.47	1.00	0.99
Cash Dividend Per Share on Common Stock	$ 0.09	$ 0.08	$ 0.18	$ 0.16
Weighted Average Shares Outstanding (Basic)	2,945,474	2,944,001	2,945,083	2,944,001
Weighted Average Shares Outstanding (Diluted)	3,253,559	3,248,444	3,252,332	3,248,445