Consolidated Balance Sheets (Unaudited) - USD ($)	Jun. 30, 2017	Dec. 31, 2016
ASSETS:
Cash and Cash Equivalents	$ 10,990,573	$ 9,374,549
Certificates of Deposit with Other Banks	1,425,005	2,445,005
Investment and Mortgage-Backed Securities:
Available For Sale	401,349,864	362,059,429
Investment and Mortgage-Backed Securities, Held to Maturity	27,196,197	25,583,956
Total Investments And Mortgage-Backed Securities	428,546,061	387,643,385
Loans Receivable, Net:
Held For Sale	3,678,021	4,243,907
Loans and Leases Receivable, Net Amount	356,284,490	355,478,939
Total Loans Receivable, Net	359,962,511	359,722,846
Accrued Interest Receivable:
Loans	848,088	1,038,444
Mortgage-Backed Securities	596,973	605,474
Investment Securities	1,804,007	1,407,923
Total Accrued Interest Receivable	3,249,068	3,051,841
Premises and Equipment, Net	23,131,601	21,197,684
Federal Home Loan Bank (FHLB) Stock, at Cost	2,667,300	2,776,500
Other Real Estate Owned (OREO)	1,990,168	2,721,214
Bank Owned Life Insurance (BOLI)	19,341,045	17,101,045
Goodwill	1,199,754	1,199,754
Other Assets	4,439,183	5,447,746
Total Assets	856,942,269	812,681,569
Liabilities:
Deposit Accounts	691,423,628	654,103,278
Advance Payments By Borrowers For Taxes And Insurance	568,457	260,580
Advances From FHLB	47,726,719	48,395,000
Other Borrowings	12,852,794	9,338,148
Junior Subordinated Debentures	5,155,000	5,155,000
Notes Payable	11,000,000	13,000,000
Senior Convertible Debentures	6,084,000	6,084,000
Other Liabilities	5,720,930	5,233,289
Total Liabilities	780,531,528	741,569,295
Shareholders' Equity:
Common Stock, $.01 Par Value; Authorized 5,000,000 Shares; Issued and Outstanding Shares, 3,146,407 and 2,945,474, Respectively	31,464	31,464
Additional Paid-In Capital	12,036,744	12,036,744
Treasury Stock, at Cost (200,933 Shares)	(4,330,712)	(4,330,712)
Nonvested Restricted Stock	0	(25,358)
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options		(25,358)
Accumulated Other Comprehensive Income	3,876,814	1,180,086
Retained Earnings	64,796,431	62,220,050
Total Shareholders' Equity	76,410,741	71,112,274
Total Liabilities And Shareholders' Equity	$ 856,942,269	$ 812,681,569