Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest Income:
Loans	$ 4,747,478	$ 4,642,108
Mortgage-Backed Securities	1,122,067	1,254,401
Investment Securities	1,113,582	1,084,399
Other	20,198	4,510
Total Interest Income	7,003,325	6,985,418
Interest Expense:
NOW and Money Market Accounts	133,232	103,115
Statement Savings Accounts	9,272	7,890
Certificate Accounts	425,787	408,732
FHLB Advances and Other Borrowed Money	121,284	248,659
Interest Expense, Note Payable	111,947
Senior Convertible Debentures	121,680	121,680
Junior Subordinated Debentures	34,734	29,103
Total Interest Expense	957,936	919,179
Net Interest Income	6,045,389	6,066,239
Provision For Loan Losses	0	0
Net Interest Income After Provision For Loan Losses	6,045,389	6,066,239
Non-Interest Income:
Gain on Sale of Investment Securities	583,391	258,068
Gain on Sale of Loans	280,368	208,966
Service Fees on Deposit Accounts	240,885	240,345
Commissions From Insurance Agency	153,992	169,847
Trust Income	182,000	162,000
Bank Owned Life Insurance Income	120,000	132,000
Check Card Fee Income	270,992	238,142
Grant Income	0	265,496
Other	165,721	152,876
Total Non-Interest Income	1,997,349	1,827,740
Non-Interest Expense:
Compensation and Employee Benefits	3,511,487	3,330,798
Occupancy	518,052	496,718
Advertising	135,535	129,977
Depreciation and Maintenance of Equipment	465,564	476,374
Federal Deposit Insurance Corporation (FDIC) Insurance Premiums	64,674	133,047
Net Cost (Benefit) of Operation of OREO	(119,104)	(675,926)
Prepayment Penalties on Federal Home Loan Bank Advances	0	247,506
Other	1,252,730	1,397,450
Total Non-Interest Expense	5,828,938	5,535,944
Income Before Income Taxes	2,213,800	2,358,035
Provision For Income Taxes	585,182	641,292
Net Income	1,628,618	1,716,743
Preferred Stock Dividends	0	110,000
Net Income Available to Common Shareholders	$ 1,628,618	$ 1,606,743
Net Income Per Common Share (Basic)	$ 0.55	$ 0.55
Net Income Per Common Share (Diluted)	0.52	0.52
Cash Dividend Per Share on Common Stock	$ 0.09	$ 0.08
Weighted Average Shares Outstanding (Basic)	2,944,001	2,944,001
Weighted Average Shares Outstanding (Diluted)	3,248,201	3,248,443