Consolidated Balance Sheets (Unaudited) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
ASSETS:
Cash and Cash Equivalents	$ 28,769,406	$ 9,374,549
Certificates of Deposit with Other Banks	1,595,005	2,445,005
Investment and Mortgage-Backed Securities:
Available For Sale	381,474,385	362,059,429
Investment and Mortgage-Backed Securities, Held to Maturity	28,424,015	25,583,956
Total Investments And Mortgage-Backed Securities	409,898,400	387,643,385
Loans Receivable, Net:
Held For Sale	1,118,752	4,243,907
Loans and Leases Receivable, Net Amount	354,106,000	355,478,939
Total Loans Receivable, Net	355,224,752	359,722,846
Accrued Interest Receivable:
Loans	1,033,774	1,038,444
Mortgage-Backed Securities	571,192	605,474
Investment Securities	1,513,852	1,407,923
Total Accrued Interest Receivable	3,118,818	3,051,841
Premises and Equipment, Net	21,638,757	21,197,684
Federal Home Loan Bank (FHLB) Stock, at Cost	2,346,200	2,776,500
Other Real Estate Owned (OREO)	2,055,401	2,721,214
Bank Owned Life Insurance	17,221,045	17,101,045
Goodwill	1,199,754	1,199,754
Other Assets	5,052,644	5,447,746
Total Assets	848,120,182	812,681,569
Liabilities:
Deposit Accounts	697,679,921	654,103,278
Advances From FHLB	38,000,000	48,395,000
Other Borrowings	9,786,749	9,338,148
Notes Payable	12,000,000	13,000,000
Junior Subordinated Debentures	5,155,000	5,155,000
Advance Payments By Borrowers For Taxes And Insurance	440,405	260,580
Senior Convertible Debentures	6,084,000	6,084,000
Other Liabilities	5,998,244	5,233,289
Total Liabilities	775,144,319	741,569,295
Shareholders' Equity:
Common Stock, $.01 Par Value; Authorized 5,000,000 Shares; Issued and Outstanding Shares, 3,146,407 and 2,945,474, Respectively	31,464	31,464
Additional Paid-In Capital	12,036,744	12,036,744
Treasury Stock, at Cost (200,933 Shares)	(4,330,712)	(4,330,712)
Nonvested Restricted Stock	0	(25,358)
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized		(25,358)
Accumulated Other Comprehensive Income	1,654,791	1,180,086
Retained Earnings	63,583,576	62,220,050
Total Shareholders' Equity	72,975,863	71,112,274
Total Liabilities And Shareholders' Equity	$ 848,120,182	$ 812,681,569