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Consolidated Statements of Cash Flows (Unaudited) (USD $)
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net Income $ 1,504,627us-gaap_NetIncomeLoss $ 1,302,520us-gaap_NetIncomeLoss
Adjustments To Reconcile Net Income To Net Cash Provided By Operating Activities:    
Depreciation Expense 309,913us-gaap_DepreciationAndAmortization 298,464us-gaap_DepreciationAndAmortization
Amortization Of Intangible Assets 0us-gaap_AmortizationOfIntangibleAssets 11,970us-gaap_AmortizationOfIntangibleAssets
Stock Option Compensation Expense 3,169us-gaap_StockOptionPlanExpense 3,169us-gaap_StockOptionPlanExpense
Discount Accretion And Premium Amortization 1,252,401us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments 1,564,137us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments
Provisions For Losses On Loans 100,000us-gaap_ProvisionForLoanLeaseAndOtherLosses 100,000us-gaap_ProvisionForLoanLeaseAndOtherLosses
Income From Bank Owned Life Insurance (87,000)us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue (205,827)us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue
Gain On Sales Of Loans (154,019)us-gaap_LoansAndLeasesReceivableGainLossOnSalesNet (128,242)us-gaap_LoansAndLeasesReceivableGainLossOnSalesNet
Gain On Sales Of Mortgage-Backed Securities (358,141)us-gaap_GainLossOnSalesOfMortgageBackedSecuritiesMBS (254,538)us-gaap_GainLossOnSalesOfMortgageBackedSecuritiesMBS
(Gain) Loss On Sales Of Investment Securities (1,128,798)us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments 170,182us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments
Gain On Sale Of Other Real Estate Owned (57,040)us-gaap_GainsLossesOnSalesOfOtherRealEstate (41,845)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Write Down On Other Real Estate Owned 124,400us-gaap_RealEstateOwnedValuationAllowanceAmountsApplied 205,000us-gaap_RealEstateOwnedValuationAllowanceAmountsApplied
Amortization Of Deferred Fees On Loans 4,737us-gaap_AmortizationOfDeferredLoanOriginationFeesNet 6,583us-gaap_AmortizationOfDeferredLoanOriginationFeesNet
Proceeds From Sale Of Loans Held For Sale 5,860,686us-gaap_ProceedsFromSaleOfLoansHeldForSale 3,808,798us-gaap_ProceedsFromSaleOfLoansHeldForSale
Origination Of Loans Held For Sale (5,720,512)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale (5,356,132)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale
(Increase) Decrease In Accrued Interest Receivable:    
Loans (58,089)us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable 50,450us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable
Mortgage-Backed Securities 6,640us-gaap_IncreaseDecreaseInOtherReceivables (1,003)us-gaap_IncreaseDecreaseInOtherReceivables
Investment Securities 77,870us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable 122,005us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable
Increase In Advance Payments By Borrowers 147,815us-gaap_IncreaseDecreaseInCustomerAdvances 90,699us-gaap_IncreaseDecreaseInCustomerAdvances
Other, Net 796,189us-gaap_IncreaseDecreaseInOtherOperatingAssets 131,449us-gaap_IncreaseDecreaseInOtherOperatingAssets
Net Cash Provided By Operating Activities 2,624,848us-gaap_NetCashProvidedByUsedInOperatingActivities 1,877,839us-gaap_NetCashProvidedByUsedInOperatingActivities
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchase Of Mortgage-Backed Securities Available For Sale (15,625,415)us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale (25,481,066)us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
Principal Repayments On Mortgage-Backed Securities Available For Sale 7,421,481us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 7,413,707us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
Purchase Of Investment Securities Available For Sale (41,533,216)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (5,971,321)us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Maturities Of Investment Securities Available For Sale 9,257,293us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities 5,914,950us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
Proceeds From Sale of Investment Securities Available For Sale 29,095,492us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 5,132,069us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities
Proceeds From Sale of Mortgage-Backed Securities Available For Sale 7,266,721us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale 8,802,113us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
Purchase Of FHLB Stock (868,800)sfdl_PurchaseOfFhlbStock (2,021,200)sfdl_PurchaseOfFhlbStock
Redemption Of FHLB Stock 1,817,300us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock 2,885,800us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock
Proceeds from Life Insurance Policies 0us-gaap_ProceedsFromLifeInsurancePolicies 484,415us-gaap_ProceedsFromLifeInsurancePolicies
Increase (Decrease) In Loans Receivable (4,137,337)sfdl_IncreaseDecreaseInLoansReceivable (4,611,602)sfdl_IncreaseDecreaseInLoansReceivable
Proceeds From Sale Of Repossessed Assets 263,340us-gaap_ProceedsFromSaleOfForeclosedAssets 155,945us-gaap_ProceedsFromSaleOfForeclosedAssets
Purchase And Improvement Of Premises And Equipment (684,789)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (140,046)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Net Cash Provided By Investing Activities 546,744us-gaap_NetCashProvidedByUsedInInvestingActivities 1,786,968us-gaap_NetCashProvidedByUsedInInvestingActivities
CASH FLOWS FROM FINANCING ACTIVITIES:    
Increase In Deposit Accounts 12,326,393us-gaap_IncreaseDecreaseInCustomerDeposits 8,386,773us-gaap_IncreaseDecreaseInCustomerDeposits
Proceeds From FHLB Advances 86,670,000us-gaap_ProceedsFromFederalHomeLoanBankAdvances 46,630,000us-gaap_ProceedsFromFederalHomeLoanBankAdvances
Repayment Of FHLB Advances (105,370,000)us-gaap_PaymentsForFederalHomeLoanBankAdvances (59,084,335)us-gaap_PaymentsForFederalHomeLoanBankAdvances
Increase in Other Borrowings, Net 1,816,809us-gaap_RepaymentsOfOtherDebt 1,263,649us-gaap_RepaymentsOfOtherDebt
Dividends To Preferred Stock Shareholders (110,000)us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock (110,000)us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock
Dividends To Common Stock Shareholders (235,638)us-gaap_PaymentsOfDividendsCommonStock (235,520)us-gaap_PaymentsOfDividendsCommonStock
Net Cash Used By Financing Activities (4,902,436)us-gaap_NetCashProvidedByUsedInFinancingActivities (3,149,433)us-gaap_NetCashProvidedByUsedInFinancingActivities
Net Increase (Decrease) In Cash And Cash Equivalents (1,730,844)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease 515,374us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash And Cash Equivalents At Beginning Of Period 10,192,702us-gaap_CashAndCashEquivalentsAtCarryingValue  
Cash And Cash Equivalents At End Of Period 8,461,858us-gaap_CashAndCashEquivalentsAtCarryingValue 8,145,145us-gaap_CashAndCashEquivalentsAtCarryingValue
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Interest 1,201,870us-gaap_InterestPaid 1,497,977us-gaap_InterestPaid
Income Taxes 10,388us-gaap_IncomeTaxesPaid 24,100us-gaap_IncomeTaxesPaid
Supplemental Schedule Of Non Cash Transactions:    
Transfers From Loans Receivable To Other Real Estate Owned $ 3,587,840us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1 $ 892,760us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1