Deposits (Tables)

12 Months Ended

Dec. 31, 2014

Banking and Thrift [Abstract]

Deposits outstanding by type

Deposits outstanding by type of account are summarized as follows:

	At December 31, 2014					At December 31, 2013
	Balance		Weighted Rate		Interest Rate Range	Balance		Weighted Rate		Interest Rate Range
Checking Accounts	$	143,422,150	0.03	%	0.00-0.15%	$	136,695,876	0.04	%	0.00-0.15%
Money Market Accounts	234,819,052		0.19	%	0.10-0.20%	240,631,708		0.28	%	0.10-0.30%
Statement Savings Accounts	28,622,933		0.10	%	0.00-0.10%	24,485,648		0.10	%	0.00-0.10%
Total	$	406,864,135	0.13	%	0.00-0.20%	$	401,813,232	0.19	%	0.00-0.30%
Certificate Accounts:
0.00 – 1.99%	227,473,082					226,750,180
2.00 – 2.99%	25,605,349					28,848,252
3.00 – 3.99%	172,598					1,285,108
Total	253,251,029		0.79	%	0.05-3.01%	256,883,540		0.83	%	0.05-3.25%
Total Deposits	$	660,115,164	0.38	%	0.00-3.01%	$	658,696,772	0.44	%	0.00-3.25%

Amounts and scheduled maturities of all certificates of deposit

The amounts and scheduled maturities of all certificates of deposit are as follows:

	At December 31,
	2014		2013
Within 1 Year	$	142,490,027	$	163,680,585
After 1 Year, Within 2 Years	57,481,254		45,089,513
After 2 Years, Within 3 Years	22,273,310		22,483,793
After 3 Years, Within 4 Years	18,114,738		8,996,498
After 4 Years, Within 5 Years	12,891,700		16,633,151
Thereafter	—		—
	$	253,251,029	$	256,883,540