Deposits (Tables)

9 Months Ended

Dec. 31, 2012

Banking and Thrift [Abstract]

Deposits outstanding by type

Deposits outstanding by type of account are summarized as follows:

	At December 31, 2012					At March 31, 2012
			Weighted Rate		Interest Rate Range			Weighted Rate		Interest Rate Range
Checking Accounts	$	126,740,707	0.06	%	0.00-0.20%	$	124,750,127	0.11	%	0.00-0.30%
Money Market Accounts	234,382,412		0.38	%	0.20-0.40%	224,195,659		0.55	%	0.25-0.60%
Statement Savings Accounts	22,411,240		0.20	%	0.00-0.20%	22,348,787		0.20	%	0.00-0.25%
Total	$	383,534,359	0.26	%	0.00-0.40%	$	371,294,573	0.38	%	0.00-0.60%
Certificate Accounts:
0.00 – 1.99%	255,422,955					267,556,217
2.00 – 2.99%	32,975,486					49,260,643
3.00 – 3.99%	2,380,728					2,936,931
4.00 – 4.99%	1,523,474					4,021,999
5.00 – 5.99%	501,651					1,130,693
Total	292,804,294		1.11	%	0.15-5.22%	324,906,483		1.36	%	0.20-5.50%
Total Deposits	$	676,338,653	0.63	%	0.00-5.22%	$	696,201,056	0.84	%	0.00-5.50%

Amounts and scheduled maturities of all certificates of deposit

The amounts and scheduled maturities of all certificates of deposit are as follows:

	December 31,		March 31,
	2012		2012
Within 1 Year	$	182,062,395	$	215,738,167
After 1 Year, Within 2 Years	55,389,195		53,231,294
After 2 Years, Within 3 Years	22,172,081		14,494,174
After 3 Years, Within 4 Years	24,584,913		24,155,416
After 4 Years, Within 5 Years	8,595,710		17,287,432
Thereafter	—		—
	$	292,804,294	$	324,906,483