Quarterly Financial Data (Unaudited)

9 Months Ended

Dec. 31, 2012

Quarterly Financial Information Disclosure [Abstract]

Unaudited condensed financial data by quarter for the nine months ended December 31, 2012 and the year ended March 31, 2012 is as follows (dollars, except per share data, in thousands):



	Quarter ended
Nine Months Ended December 31, 2012	June 30, 2012		Sept. 30, 2012		Dec. 31, 2012
Interest Income	$	8,476	$	8,271	$	8,044
Interest Expense	2,619		2,463		2,378
Net Interest Income	5,857		5,808		5,666
Provision For Loan Losses	725		300		950
Net Interest Income After Provision For Loan Losses	5,132		5,508		4,716
Non-interest Income	1,184		1,478		1,703
Non-interest Expense	5,298		6,071		5,693
Income Before Income Tax	1,018		915		726
Provision For Income taxes	287		245		172
Net Income	731		670		554
Preferred Stock Dividends	110		110		110
Net Income Available To Common Shareholders	$	621	$	560	$	444
Basic Net Income Per Common Share	$	0.21	$	0.19	$	0.15
Diluted Net Income Per Common Share	$	0.21	$	0.19	$	0.15
Basic Weighted Average Shares Outstanding	2,944,001		2,944,001		2,944,001
Diluted Weighted Average Shares Outstanding	2,944,001		2,944,001		2,944,001



	Quarter ended
Year Ended March 31, 2012	June 30, 2011		Sept. 30, 2011		Dec. 31, 2011		Mar. 31, 2012
Interest Income	$	10,230	$	9,880	$	9,467	$	8,952
Interest Expense	3,349		3,260		2,974		2,814
Net Interest Income	6,881		6,620		6,493		6,138
Provision For Loan Losses	2,300		2,300		2,100		1,950
Net Interest Income After Provision For Loan Losses	4,581		4,320		4,393		4,188
Non-interest Income	1,271		1,492		2,563		1,614
Non-interest Expense	5,160		5,197		5,235		5,125
Income Before Income Tax	692		615		1,721		677
Provision For Income taxes	231		197		1,235		247
Net Income	461		418		486		430
Preferred Stock Dividends	110		110		110		110
Net Income Available To Common Shareholders	351		308		376		320
Basic Net Income Per Common Share	$	0.12	$	0.10	$	0.13	$	0.11
Diluted Net Income Per Common Share	$	0.12	$	0.10	$	0.13	$	0.11
Basic Weighted Average Shares Outstanding	2,944,001		2,944,001		2,944,001		2,944,001
Diluted Weighted Average Shares Outstanding	2,559,475		2,550,097		2,931,633		3,017,521

- Definition

The entire disclosure for the quarterly financial data in the annual financial statements. The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished.

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