9. Securities: Schedule of investment and mortgage-backed securities held to maturity (Details) (USD $)	Sep. 30, 2012	Mar. 31, 2012
Held To Maturity	$ 69,033,012	$ 67,676,210
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	72,343,921	69,965,869
FHLB Securities
Held To Maturity	5,394,805	11,554,627
Held-to-maturity Securities, Unrecognized Holding Gain	152,937	221,726
Held-to-maturity Securities, Unrecognized Holding Loss		13,517
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	5,547,742	11,762,836
Federal Farm Credit Securities
Held To Maturity	1,999,556	1,999,516
Held-to-maturity Securities, Unrecognized Holding Gain	7,924	6,534
Held-to-maturity Securities, Unrecognized Holding Loss		23,410
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	2,007,480	1,982,640
FNMA and FHLMC Bonds
Held To Maturity	4,988,376	6,983,004
Held-to-maturity Securities, Unrecognized Holding Gain	34,614	19,863
Held-to-maturity Securities, Unrecognized Holding Loss		49,147
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	5,022,990	6,953,720
SBA Bonds
Held To Maturity	6,287,213	3,251,151
Held-to-maturity Securities, Unrecognized Holding Gain	318,768	305,430
Held-to-maturity Securities, Unrecognized Holding Loss	29,730
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	6,576,251	3,556,581
Mortgage-Backed Securities
Held To Maturity	50,208,062	43,732,912
Held-to-maturity Securities, Unrecognized Holding Gain	2,872,249	1,822,180
Held-to-maturity Securities, Unrecognized Holding Loss	45,853
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	53,034,458	45,555,092
Equity Securities
Held To Maturity	155,000	155,000
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	155,000	155,000
Total Securities
Held To Maturity	69,033,012	67,676,210
Held-to-maturity Securities, Unrecognized Holding Gain	3,386,492	2,375,733
Held-to-maturity Securities, Unrecognized Holding Loss	75,583	86,074
Fair Value of Investment And Mortgage-Backed Securities Held To Maturity	$ 72,343,921	$ 69,965,869

This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.

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As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.

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- Definition

As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.

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