10. Loans Receivable, Net: Schedule of non-accrual loans by category (Tables)

6 Months Ended

Sep. 30, 2012

Tables/Schedules

Schedule of non-accrual loans by category

					$	%
	At September 30, 2012		At March 31, 2012		Increase	Increase
	Amount	Percent (1)	Amount	Percent (1)
Non-accrual loans:
Residential real estate	$4,580,150	1.1%	$3,638,929	0.8%	$941,221	25.9%
Commercial business	42,993	0.0%	20,808	-%	22,185	106.6%
Commercial real estate	22,156,550	5.4%	18,378,165	4.2%	3,778,385	20.6%
Consumer	632,354	0.2%	620,358	0.1%	11,996	1.9%
Total non-accrual loans	$27,412,047	6.7%	$22,658,260	5.1%	$4,753,787	21.0%

 (1) Percent of gross loans held for investment, net of deferred fees and loans in process and loans held for sale