CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income	$ 4,430	$ 11,022
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred acquisition costs	10,678	8,960
Acquisition costs deferred	(10,150)	(10,336)
Realized investment gains, net	(1,571)	(8,741)
Gain on purchase of debt securities (Note 6)	(750)	0
Increase in insurance reserves and policyholder funds	1,721	7,815
Compensation expense related to share awards	584	219
Depreciation and amortization	932	600
Deferred income tax expense (benefit)	102	(329)
(Increase) decrease in receivables, net	(1,419)	1,448
(Decrease) increase in other liabilities	(47)	2,292
Other, net	(57)	70
Net cash provided by operating activities	4,453	13,020
Cash flows from investing activities:
Proceeds from investments sold	75,441	108,745
Proceeds from investments matured, called or redeemed	1,916	11,414
Investments purchased	(82,836)	(112,466)
Additions to property and equipment	(4,127)	(1,338)
Acquisition of Bankers Fidelity Assurance, net of $1,317 acquired	0	(2,540)
Net cash (used in) provided by investing activities	(9,606)	3,815
Cash flows from financing activities:
Payment for debt securities (Note 6)	(6,750)	0
Redemption of Series D preferred stock	(1,000)	(500)
Payment of dividends on Series D Preferred Stock	(471)	(483)
Payment of dividends on common stock	(834)	(423)
Proceeds from shares issued under stock plans	84	138
Purchase of shares for treasury	(2,603)	(1,416)
Net cash used in financing activities	(11,574)	(2,684)
Net (decrease) increase in cash	(16,727)	14,151
Cash and cash equivalents at beginning of year	33,102	18,951
Cash and cash equivalents at end of year	16,375	33,102
Supplemental cash flow information:
Cash paid for interest	1,649	1,961
Cash paid for income taxes	$ 445	$ 536