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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2022
Reinsurance [Abstract]  
Effects of Reinsurance on Premiums Written, Premiums Earned and Insurance Benefits and Losses Incurred

The effects of reinsurance on premiums written, premiums earned and insurance benefits and losses incurred were as follows:

   
For the Year Ended December 31, 2022
  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Direct premiums written
  
$
52,404
    
$
176,119
    
$
228,523
  
Assumed premiums written
    
26,814
      
9
      
26,823
  
Ceded premiums written
    
(6,547
)
    
(61,701
)
    
(68,248
)
Net premiums written
  
$
72,671
    
$
114,427
    
$
187,098
  
                         
Direct premiums earned
  
$
51,844
    
$
176,995
    
$
228,839
  
Assumed premiums earned
    
24,978
      
8
      
24,986
  
Ceded premiums earned
    
(6,546
)
    
(61,839
)
    
(68,385
)
Net premiums earned
  
$
70,276
    
$
115,164
    
$
185,440
  
                         
Provision for benefits and losses incurred
  
$
49,568
    
$
124,478
    
$
174,046
  
Reinsurance loss recoveries
    
(2,393
)
    
(48,197
)
    
(50,590
)
Insurance benefits and losses incurred
  
$
47,175
    
$
76,281
    
$
123,456
  

   
For the Year Ended December 31, 2021
  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Direct premiums written
  
$
53,815
    
$
182,867
    
$
236,682
  
Assumed premiums written
    
22,099
      
12
      
22,111
  
Ceded premiums written
    
(6,511
)
    
(67,010
)
    
(73,521
)
Net premiums written
  
$
69,403
    
$
115,869
    
$
185,272
  
                         
Direct premiums earned
  
$
52,424
    
$
183,382
    
$
235,806
  
Assumed premiums earned
    
22,069
      
7
      
22,076
  
Ceded premiums earned
    
(6,511
)
    
(67,155
)
    
(73,666
)
Net premiums earned
  
$
67,982
    
$
116,234
    
$
184,216
  
                         
Provision for benefits and losses incurred
  
$
46,500
    
$
144,091
    
$
190,591
  
Reinsurance loss recoveries
    
(2,067
)
    
(56,830
)
    
(58,897
)
Insurance benefits and losses incurred
  
$
44,433
    
$
87,261
    
$
131,694
  
Components of Reinsurance Recoverables

Components of reinsurance receivables at December 31, 2022 and 2021 were as follows:

   
December 31, 2022
  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Recoverable on unpaid losses
  
$
8,265
    
$
9,382
    
$
17,647
  
Recoverable on unpaid benefits
    
—
      
6,788
      
6,788
  
Recoverable on paid losses
    
—
      
618
      
618
  
Ceded unearned premiums
    
—
      
681
      
681
  
Ceded advanced premiums
    
—
      
179
      
179
  
Total reinsurance receivables
  
$
8,265
    
$
17,648
    
$
25,913
  

   
December 31, 2021
  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Recoverable on unpaid losses
  
$
6,937
    
$
10,753
    
$
17,690
  
Recoverable on unpaid benefits
    
—
      
8,169
      
8,169
  
Recoverable on paid losses
    
—
      
499
      
499
  
Ceded unearned premiums
    
—
      
819
      
819
  
Ceded advanced premiums
    
—
      
239
      
239
  
Total reinsurance receivables
  
$
6,937
    
$
20,479
    
$
27,416