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Insurance Reserves for Losses and Claims (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Insurance Reserves for Losses and Claims [Roll Forward]        
Beginning insurance reserves for losses and claims, gross     $ 79,147 $ 81,448
Less: Reinsurance recoverable on unpaid losses     (17,600) (18,339)
Beginning insurance reserves for losses and claims, net     61,547 63,109
Incurred related to [Abstract]        
Current accident year     98,972 91,788
Prior accident year development [1]     678 [2] (2,740) [3]
Total incurred     99,650 89,048
Paid related to [Abstract]        
Current accident year     59,492 57,676
Prior accident years     33,060 34,435
Total paid     92,552 92,111
Ending insurance reserves for losses and claims, net $ 68,645 $ 60,046 68,645 60,046
Plus: Reinsurance recoverable on unpaid losses 18,528 18,111 18,528 18,111
Ending insurance reserves for losses and claims, gross 87,173 78,157 87,173 78,157
Reconciliation of total incurred claims to total insurance benefits and losses incurred [Abstract]        
Total incurred losses     99,650 89,048
Cash surrender value and matured endowments     1,961 962
Benefit reserve changes     (1,591) (132)
Total insurance benefits and losses incurred $ 35,045 $ 29,219 $ 100,020 $ 89,878
[1] In establishing property and casualty reserves, the Company initially reserves for losses at the higher end of the reasonable range if no other value within the range is determined to be more probable. Selection of such an initial loss estimate is an attempt by management to give recognition that initial claims information received generally is not conclusive with respect to legal liability, is generally not comprehensive with respect to magnitude of loss and generally, based on historical experience, will develop more adversely as time passes and more information becomes available. Accordingly, the Company generally experiences reserve redundancies when analyzing the development of prior year losses in a current period.
[2] Prior years’ development was primarily the result of unfavorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity. Partially offsetting the unfavorable development was favorable development in the property and casualty operations.
[3] Prior years’ development was primarily the result of favorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity.