CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,986	$ 1,288
Adjustments to reconcile net income to net cash used in operating activities:
Amortization of deferred acquisition costs	8,696	6,764
Acquisition costs deferred	(11,880)	(7,689)
Realized investment gains, net	(2,818)	(1,411)
Compensation expense related to share awards	363	457
Depreciation and amortization	1,149	860
Deferred income tax (benefit) expense	(423)	161
Increase in receivables, net	(8,289)	(65)
Increase (decrease) in insurance reserves	12,513	(1,745)
Decrease in other liabilities	(2,096)	(644)
Other, net	(344)	(252)
Net cash used in operating activities	(1,143)	(2,276)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold	52,760	48,729
Proceeds from investments matured, called or redeemed	8,982	9,247
Investments purchased	(63,346)	(58,193)
Additions to property and equipment	(101)	(335)
Net cash used in investing activities	(1,705)	(552)
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment of dividends on common stock	(408)	(408)
Proceeds from shares issued under stock plans	23	43
Purchase of shares for treasury	(546)	(565)
Net cash used in financing activities	(931)	(930)
Net decrease in cash and cash equivalents	(3,779)	(3,758)
Cash and cash equivalents at beginning of period	13,252	15,622
Cash and cash equivalents at end of period	9,473	11,864
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,263	1,142
Cash paid for income taxes	$ 1,400	$ 675