CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,139	$ 4,036
Adjustments to reconcile net income to net cash used in operating activities:
Amortization of deferred acquisition costs	4,744	5,352
Acquisition costs deferred	(5,077)	(5,818)
Realized investment gains, net	(884)	(5,099)
Increase in insurance reserves	0	5,481
Compensation expense related to share awards	366	130
Depreciation and amortization	577	567
Deferred income tax expense	4	44
Increase in receivables, net	(6,892)	(6,871)
(Decrease) increase in other liabilities	(2,009)	290
Other, net	19	(31)
Net cash used in operating activities	(8,013)	(1,919)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold	24,313	72,172
Proceeds from investments matured, called or redeemed	7,678	1,424
Investments purchased	(24,522)	(54,374)
Additions to property and equipment	(273)	(175)
Net cash provided by investing activities	7,196	19,047
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment of dividends on common stock	(408)	(412)
Proceeds from shares issued under stock plans	29	27
Purchase of shares for treasury	(458)	(191)
Net cash used in financing activities	(837)	(576)
Net (decrease) increase in cash and cash equivalents	(1,654)	16,552
Cash and cash equivalents at beginning of period	15,622	16,375
Cash and cash equivalents at end of period	13,968	32,927
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	751	703
Cash paid for income taxes	$ 300	$ 465