CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,148	$ 9,562
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Amortization of deferred acquisition costs	8,060	7,862
Acquisition costs deferred	(7,543)	(9,418)
Realized investment gains, net	(1,441)	(8,415)
Gain on purchase of debt securities (Note 3)	(750)	0
Increase in insurance reserves	3,191	12,646
Compensation expense related to share awards	480	137
Depreciation and amortization	675	450
Deferred income tax expense	335	28
Increase in receivables, net	(5,976)	(5,870)
(Decrease) increase in other liabilities	(1,788)	519
Other, net	(164)	49
Net cash (used in) provided by operating activities	(1,773)	7,550
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold, called or matured	53,534	107,681
Investments purchased	(55,051)	(95,004)
Additions to property and equipment	(3,777)	(262)
Net cash (used in) provided by investing activities	(5,294)	12,415
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment for debt securities (Note 3)	(6,750)	0
Redemption of Series D preferred stock	0	(500)
Payment of dividends on common stock	(422)	(423)
Proceeds from shares issued under stock plans	71	126
Purchase of shares for treasury	(2,440)	(867)
Net cash used in financing activities	(9,541)	(1,664)
Net (decrease) increase in cash and cash equivalents	(16,608)	18,301
Cash and cash equivalents at beginning of period	33,102	18,951
Cash and cash equivalents at end of period	16,494	37,252
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,296	1,522
Cash paid for income taxes	$ 442	$ 486