CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Revenue:
Insurance premiums	$ 145,630	$ 126,743
Investment income	10,809	11,504
Realized investment gains, net	8,741	1,434
Other income	189	147
Total revenue	165,369	139,828
Benefits and expenses:
Insurance benefits and losses incurred	100,372	89,817
Commissions and underwriting expenses	40,556	32,477
Interest expense	1,898	2,632
Other expense	11,337	9,820
Total benefits and expenses	154,163	134,746
Income before income taxes	11,206	5,082
Income tax expense	184	646
Net income	11,022	4,436
Preferred stock dividends	(482)	(508)
Net income applicable to common shareholders	$ 10,540	$ 3,928
Basic earnings per common share (in dollars per share)	$ 0.50	$ 0.19
Diluted earnings per common share (in dollars per share)	$ 0.48	$ 0.18