CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,882	$ 2,438
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Amortization of deferred acquisition costs	5,272	5,490
Acquisition costs deferred	(6,575)	(6,680)
Realized investment gains	(6,132)	(1,428)
Increase in insurance reserves	14,203	2,078
Compensation expense related to share awards	55	0
Depreciation and amortization	297	220
Deferred income tax expense	95	18
(Increase) decrease in receivables, net	(15,264)	1,945
Decrease in other liabilities	(27)	(3,235)
Other, net	(54)	(144)
Net cash (used in) provided by operating activities	(1,248)	702
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold, called or matured	68,910	32,849
Investments purchased	(37,953)	(31,947)
Additions to property and equipment	(233)	(148)
Net cash provided by investing activities	30,724	754
CASH FLOWS FROM FINANCING ACTIVITIES:
Redemption of Series D preferred stock	(500)	0
Payment of dividends on Series D preferred stock	0	(508)
Payment of dividends on common stock	(423)	(426)
Proceeds from shares issued under stock plans	113	100
Purchase of shares for treasury	(520)	(49)
Net cash used in financing activities	(1,330)	(883)
Net increase in cash and cash equivalents	28,146	573
Cash and cash equivalents at beginning of period	18,951	21,285
Cash and cash equivalents at end of period	47,097	21,858
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,079	1,314
Cash paid for income taxes	$ 314	$ 80