CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Revenue:
Insurance premiums	$ 31,592	$ 26,197	$ 62,273	$ 51,619
Investment income	2,855	2,691	5,738	5,260
Realized investment gains, net	470	70	1,428	71
Other income	36	115	65	178
Total revenue	34,953	29,073	69,504	57,128
Benefits and expenses:
Insurance benefits and losses incurred	23,095	18,221	45,767	34,852
Commissions and underwriting expenses	7,970	7,545	15,003	15,446
Interest expense	658	647	1,315	1,287
Other	2,376	2,328	4,845	4,583
Total benefits and expenses	34,099	28,741	66,930	56,168
Income before income taxes	854	332	2,574	960
Income tax expense	73	140	136	299
Net income	781	192	2,438	661
Preferred stock dividends	(127)	(127)	(254)	(254)
Net income applicable to common shareholders	$ 654	$ 65	$ 2,184	$ 407
Net income per common share (basic and diluted) (in dollars per share)	$ 0.03	$ 0	$ 0.10	$ 0.02