CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Revenue:
Insurance premiums	$ 30,681	$ 25,422
Investment income	2,883	2,569
Realized investment gains, net	958	1
Other income	29	63
Total revenue	34,551	28,055
Benefits and expenses:
Insurance benefits and losses incurred	22,672	16,631
Commissions and underwriting expenses	7,033	7,901
Interest expense	657	640
Other	2,469	2,255
Total benefits and expenses	32,831	27,427
Income before income taxes	1,720	628
Income tax expense	63	159
Net income	1,657	469
Preferred stock dividends	(127)	(127)
Net income applicable to common stock	$ 1,530	$ 342
Net income per common share (basic and diluted) (in dollars per share)	$ 0.07	$ 0.02