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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 Berkshire Htwy A COM 084990175   2,071,240 400 SH   SOLE   400 0 0
S&P GLOBAL INC COM 78409V104   926,056 2,310 SH   SOLE   2,310 0 0
NOVO-NORDISK A S ADR 670100205   431,600 2,667 SH   SOLE   2,667 0 0
PROCTER AND GAMBLE CO COM 742718109   846,564 5,579 SH   SOLE   5,579 0 0
CAMDEN NATL CORP COM 133034108   217,998 7,039 SH   SOLE   7,039 0 0
KIMBERLY-CLARK CORP COM 494368103   483,430 3,502 SH   SOLE   3,502 0 0
SJW GROUP COM 784305104   2,200,931 31,393 SH   SOLE   31,393 0 0
AMER STATES WTR CO COM 029899101   2,318,637 26,651 SH   SOLE   26,651 0 0
TEXAS INSTRS INC COM 882508104   443,929 2,466 SH   SOLE   2,466 0 0
EMERSON ELEC CO COM 291011104   220,009 2,434 SH   SOLE   2,434 0 0
HONEYWELL INTL INC COM 438516106   365,475 1,761 SH   SOLE   1,761 0 0
DEERE & CO COM 244199105   516,801 1,275 SH   SOLE   1,275 0 0
MICROSOFT CORP COM 594918104   2,910,678 8,547 SH   SOLE   8,547 0 0
AMAZON COM INC COM 023135106   1,838,206 14,101 SH   SOLE   14,101 0 0
JOHNSON & JOHNSON COM 478160104   2,139,556 12,926 SH   SOLE   12,926 0 0
PFIZER INC COM 717081103   470,283 12,821 SH   SOLE   12,821 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   525,938 3,930 SH   SOLE   3,930 0 0
APPLE INC COM 037833100   15,140,504 78,056 SH   SOLE   78,056 0 0
LEGGETT & PLATT INC COM 524660107   5,384,116 181,773 SH   SOLE   181,773 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   413,923 2,386 SH   SOLE   2,386 0 0
DISNEY WALT CO COM 254687106   323,539 3,624 SH   SOLE   3,624 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,324,886 15,616 SH   SOLE   15,616 0 0
BOEING CO COM 097023105   244,946 1,160 SH   SOLE   1,160 0 0
NEXTERA ENERGY INC COM 65339F101   730,815 9,849 SH   SOLE   9,849 0 0
GENERAL MLS INC COM 370334104   313,128 4,083 SH   SOLE   4,083 0 0
ABBOTT LABS COM 002824100   1,270,928 11,658 SH   SOLE   11,658 0 0
SOUTHERN CO COM 842587107   694,123 9,881 SH   SOLE   9,881 0 0
COLGATE PALMOLIVE CO COM 194162103   368,559 4,784 SH   SOLE   4,784 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,938,123 19,785 SH   SOLE   19,785 0 0
GENERAL DYNAMICS CORP COM 369550108   448,342 2,084 SH   SOLE   2,084 0 0
WASTE MGMT INC DEL COM 94106L109   288,051 1,661 SH   SOLE   1,661 0 0
WALMART INC COM 931142103   249,630 1,588 SH   SOLE   1,588 0 0
AT&T INC COM 00206R102   195,433 12,253 SH   SOLE   12,253 0 0
PEPSICO INC COM 713448108   290,582 1,569 SH   SOLE   1,569 0 0
ALPHABET INC CAP STK CL A 02079K305   2,614,368 21,841 SH   SOLE   21,841 0 0
AMERICAN EXPRESS CO COM 025816109   419,992 2,411 SH   SOLE   2,411 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,664,732 3,092 SH   SOLE   3,092 0 0
PAYCHEX INC COM 704326107   519,077 4,640 SH   SOLE   4,640 0 0
EXXON MOBIL CORP COM 30231G102   963,316 8,982 SH   SOLE   8,982 0 0
CATERPILLAR INC COM 149123101   342,133 1,390 SH   SOLE   1,390 0 0
ESSENTIAL UTILS INC COM 29670G102   4,416,240 110,655 SH   SOLE   110,655 0 0
MERCK & CO INC COM 58933Y105   1,424,696 12,347 SH   SOLE   12,347 0 0
UNION PAC CORP COM 907818108   291,225 1,423 SH   SOLE   1,423 0 0
NVIDIA CORPORATION COM 67066G104   813,467 1,923 SH   SOLE   1,923 0 0
CVS HEALTH CORP COM 126650100   255,851 3,701 SH   SOLE   3,701 0 0
LUMIRADX LTD SHS G5709L109   28,943 60,298 SH   SOLE   60,298 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   230,283 4,060 SH   SOLE   4,060 0 0
MCDONALDS CORP COM 580135101   289,815 971 SH   SOLE   971 0 0
AFLAC INC COM 001055102   279,200 4,000 SH   SOLE   4,000 0 0
ABBVIE INC COM 00287Y109   892,889 6,627 SH   SOLE   6,627 0 0
GENUINE PARTS CO COM 372460105   204,091 1,206 SH   SOLE   1,206 0 0
TARGET CORP COM 87612E106   212,370 1,610 SH   SOLE   1,610 0 0
ORACLE CORP COM 68389X105   248,213 2,084 SH   SOLE   2,084 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,182,728 13,180 SH   SOLE   13,180 0 0
VISA INC COM CL A 92826C839   796,566 3,354 SH   SOLE   3,354 0 0
KIRBY CORP COM 497266106   480,322 6,242 SH   SOLE   6,242 0 0
CONSOLIDATED EDISON INC COM 209115104   253,934 2,809 SH   SOLE   2,809 0 0
QUALCOMM INC COM 747525103   363,309 3,052 SH   SOLE   3,052 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   460,049 12,370 SH   SOLE   12,370 0 0
TESLA INC COM 88160R101   274,001 1,047 SH   SOLE   1,047 0 0
STARBUCKS CORP COM 855244109   216,863 2,189 SH   SOLE   2,189 0 0
CISCO SYS INC COM 17275R102   635,212 12,277 SH   SOLE   12,277 0 0
TRAVELERS COMPANIES INC COM 89417E109   415,742 2,394 SH   SOLE   2,394 0 0
COCA COLA CO COM 191216100   533,049 8,852 SH   SOLE   8,852 0 0
LOCKHEED MARTIN CORP COM 539830109   237,655 516 SH   SOLE   516 0 0
LILLY ELI & CO COM 532457108   3,467,404 7,394 SH   SOLE   7,394 0 0
HOME DEPOT INC COM 437076102   731,731 2,356 SH   SOLE   2,356 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,183,636 11,878 SH   SOLE   11,878 0 0
AMGEN INC COM 031162100   495,660 2,232 SH   SOLE   2,232 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   2,209,168 42,788 SH   SOLE   42,788 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   7,856,069 55,034 SH   SOLE   55,034 0 0
ALPHABET INC CAP STK CL C 02079K107   1,221,313 10,096 SH   SOLE   10,096 0 0
PLANET FITNESS INC CL A 72703H101   535,136 7,935 SH   SOLE   7,935 0 0
JPMORGAN CHASE & CO COM 46625H100   632,962 4,352 SH   SOLE   4,352 0 0
CSW INDUSTRIALS INC COM 126402106   473,143 2,847 SH   SOLE   2,847 0 0
VALERO ENERGY CORP COM 91913Y100   594,916 5,072 SH   SOLE   5,072 0 0
META PLATFORMS INC CL A 30303M102   602,658 2,100 SH   SOLE   2,100 0 0
INTEL CORP COM 458140100   317,076 9,482 SH   SOLE   9,482 0 0
CHEVRON CORP NEW COM 166764100   617,127 3,922 SH   SOLE   3,922 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   627,975 8,015 SH   SOLE   8,015 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   218,146 7,150 SH   SOLE   7,150 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   381,422 3,933 SH   SOLE   3,933 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107   1,931,743 33,220 SH   SOLE   33,220 0 0
ISHARES TR GNMA BOND ETF 46429B333   315,297 7,192 SH   SOLE   7,192 0 0
ISHARES TR CORE DIV GRWTH 46434V621   4,434,325 86,053 SH   SOLE   86,053 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,815,930 9,369 SH   SOLE   9,369 0 0
SPDR SER TR S&P DIVID ETF 78464A763   10,276,281 83,833 SH   SOLE   83,833 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,840,748 74,736 SH   SOLE   74,736 0 0
ISHARES TR COHEN STEER REIT 464287564   1,423,885 25,623 SH   SOLE   25,623 0 0
DBX ETF TR XTRCKR MSCI US 233051150   390,321 9,602 SH   SOLE   9,602 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,552,290 35,204 SH   SOLE   35,204 0 0
ISHARES TR CORE S&P TTL STK 464287150   449,183 4,591 SH   SOLE   4,591 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   11,693,770 266,981 SH   SOLE   266,981 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,500,514 97,456 SH   SOLE   97,456 0 0
ISHARES TR ISHARES BIOTECH 464287556   1,304,974 10,279 SH   SOLE   10,279 0 0
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   2,046,281 71,548 SH   SOLE   71,548 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,000,365 40,924 SH   SOLE   40,924 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,591,924 31,699 SH   SOLE   31,699 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,926,379 44,881 SH   SOLE   44,881 0 0
ISHARES TR 20 YR TR BD ETF 464287432   9,480,728 92,100 SH   SOLE   92,100 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   3,910,082 41,712 SH   SOLE   41,712 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   217,052 4,271 SH   SOLE   4,271 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   29,429,490 569,236 SH   SOLE   569,236 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   738,501 2,902 SH   SOLE   2,902 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,571,222 31,677 SH   SOLE   31,677 0 0
ISHARES TR INTL TREA BD ETF 464288117   203,413 5,138 SH   SOLE   5,138 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   2,204,754 31,519 SH   SOLE   31,519 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   6,608,929 17,890 SH   SOLE   17,890 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,160,165 5,267 SH   SOLE   5,267 0 0
ISHARES TR MBS ETF 464288588   1,591,288 17,062 SH   SOLE   17,062 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425   1,464,604 105,519 SH   SOLE   105,519 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   501,060 11,851 SH   SOLE   11,851 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   465,802 6,609 SH   SOLE   6,609 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   2,064,700 67,276 SH   SOLE   67,276 0 0
SPDR GOLD TR GOLD SHS 78463V107   7,194,086 40,355 SH   SOLE   40,355 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   8,070,079 295,391 SH   SOLE   295,391 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   8,879,486 106,265 SH   SOLE   106,265 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,050,910 39,257 SH   SOLE   39,257 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   466,949 8,582 SH   SOLE   8,582 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,408,909 217,852 SH   SOLE   217,852 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,139,642 4,358 SH   SOLE   4,358 0 0
ISHARES TR CORE MSCI EAFE 46432F842   815,535 12,082 SH   SOLE   12,082 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   798,458 7,922 SH   SOLE   7,922 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   223,785 3,668 SH   SOLE   3,668 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   839,269 20,631 SH   SOLE   20,631 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,101,142 227,241 SH   SOLE   227,241 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,300,011 183,145 SH   SOLE   183,145 0 0
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403   2,974,491 210,658 SH   SOLE   210,658 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   11,919,882 167,815 SH   SOLE   167,815 0 0
ISHARES TR IBOXX INV CP ETF 464287242   7,963,376 73,640 SH   SOLE   73,640 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   509,959 19,735 SH   SOLE   19,735 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   918,896 36,624 SH   SOLE   36,624 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,084,706 7,633 SH   SOLE   7,633 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   366,679 11,696 SH   SOLE   11,696 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,789,978 34,140 SH   SOLE   34,140 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206   4,783,498 74,301 SH   SOLE   74,301 0 0
ISHARES TR TIPS BD ETF 464287176   436,937 4,060 SH   SOLE   4,060 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   10,891,964 49,473 SH   SOLE   49,473 0 0
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   353,296 20,211 SH   SOLE   20,211 0 0
PROSHARES TR II ULSHT BLOOMB OIL 74347Y797   4,784,184 186,155 SH   SOLE   186,155 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   586,316 16,210 SH   SOLE   16,210 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   18,182,659 361,341 SH   SOLE   361,341 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   2,205,479 47,779 SH   SOLE   47,779 0 0
ISHARES TR US AER DEF ETF 464288760   2,010,224 17,230 SH   SOLE   17,230 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   1,156,972 10,883 SH   SOLE   10,883 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   1,436,788 15,148 SH   SOLE   15,148 0 0
ISHARES TR ISHARES SEMICDTR 464287523   13,241,426 26,104 SH   SOLE   26,104 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   667,262 7,283 SH   SOLE   7,283 0 0
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   270,026 7,172 SH   SOLE   7,172 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   21,682,618 48,914 SH   SOLE   48,914 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,742,989 30,276 SH   SOLE   30,276 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,665,031 53,832 SH   SOLE   53,832 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   1,263,155 22,262 SH   SOLE   22,262 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,603,324 3,597 SH   SOLE   3,597 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   21,150,061 148,766 SH   SOLE   148,766 0 0
ISHARES TR US HLTHCR PR ETF 464288828   1,810,552 7,078 SH   SOLE   7,078 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   748,965 25,049 SH   SOLE   25,049 0 0