EXHIBIT 23.3





                       CONSENT OF INDEPENDENT ACCOUNTANTS
                       ----------------------------------


We hereby consent to the  incorporation  by reference in this Amendment No. 1 to
the  registration  statement on Form S-4 of Hilb,  Rogal and Hamilton Company of
our  report  dated  March 5, 1999,  except as to Note 13,  which is as of May 3,
1999,  relating to the  consolidated  financial  statements of American  Phoenix
Corporation,  which appears in Hilb, Rogal and Hamilton Company's Current Report
on Form 8-K dated May 3, 1999.




/s/ PricewaterhouseCoopers LLP
Hartford, Connecticut
January 23, 2001