Investments (Schedule Of Gross Unrealized Loss On Investments) (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011	Sep. 30, 2011
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	$ 100,909	$ 803,258	$ 1,367,013
Less Than 12 Months, Unrealized Losses	(11,488)	(47,211)	(80,269)
12 Months or Greater, Fair Value	172,295	147,585	267,829
12 Months or Greater, Unrealized Losses	(3,474)	(28,165)	(68,248)
Total, Fair Value	273,204	950,843	1,634,842
Total, Unrealized Losses	(14,962)	(75,376)	(148,517)
Equities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	19,437	176,966	386,005
Less Than 12 Months, Unrealized Losses	(10,998)	(23,211)	(52,770)
12 Months or Greater, Fair Value	22,669	0	33,294
12 Months or Greater, Unrealized Losses	(973)	0	(36,140)
Total, Fair Value	42,106	176,966	419,299
Total, Unrealized Losses	(11,971)	(23,211)	(88,910)
Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value		0	238
Less Than 12 Months, Unrealized Losses		0	(41)
12 Months or Greater, Fair Value		10,585	2,432
12 Months or Greater, Unrealized Losses		(713)	(753)
Total, Fair Value		10,585	2,670
Total, Unrealized Losses		(713)	(794)
Preferred Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value		0	0
Less Than 12 Months, Unrealized Losses		0	0
12 Months or Greater, Fair Value		46,750	96,298
12 Months or Greater, Unrealized Losses		(17,702)	(18,154)
Total, Fair Value		46,750	96,298
Total, Unrealized Losses		(17,702)	(18,154)
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	81,472	626,292	380,326
Less Than 12 Months, Unrealized Losses	(490)	(24,000)	(26,810)
12 Months or Greater, Fair Value	149,626	90,250	135,805
12 Months or Greater, Unrealized Losses	(2,501)	(9,750)	(13,201)
Total, Fair Value	231,098	716,542	516,131
Total, Unrealized Losses	(2,991)	(33,750)	(40,011)
Government Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value			600,444
Less Than 12 Months, Unrealized Losses			(648)
12 Months or Greater, Fair Value			0
12 Months or Greater, Unrealized Losses			0
Total, Fair Value			600,444
Total, Unrealized Losses			$ (648)