-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 LdCUc0i+U1fWgV8Zt5oVLA==

<SEC-DOCUMENT>0000950150-96-000341.txt : 19960503
<SEC-HEADER>0000950150-96-000341.hdr.sgml : 19960503
ACCESSION NUMBER:		0000950150-96-000341
CONFORMED SUBMISSION TYPE:	497J
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19960502
SROS:			NONE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SEPARATE ACCOUNT TWO OF MANUFACTURERS LIFE INS CO OF AMERI
		CENTRAL INDEX KEY:			0000814501
		STANDARD INDUSTRIAL CLASSIFICATION:	 []
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497J
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-57018
		FILM NUMBER:		96555588

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR STREET EAST NT 10
		STREET 2:		TORONTO M4W 1E5
		CITY:			ONTARIO CANADA
		STATE:			A6
		BUSINESS PHONE:		416-926-6302

	MAIL ADDRESS:	
		STREET 1:		P O BOX 600
		CITY:			BUFFALO
		STATE:			NY
		ZIP:			14201-0600
</SEC-HEADER>
<DOCUMENT>
<TYPE>497J
<SEQUENCE>1
<DESCRIPTION>497(J) CERTIFICATE
<TEXT>

<PAGE>   1


CERTIFICATION OF NO CHANGE IN DEFINITIVE MATERIALS PURSUANT TO RULE 497(j) OF
THE SECURITIES ACT OF 1933

FILE NUMBER: 33-57018
REGISTRANT: SEPARATE ACCOUNT TWO OF THE MANUFACTURERS LIFE INSURANCE COMPANY OF
AMERICA

In lieu of filing under paragraph (b) or (c) of Section 497, the undersigned
hereby certifies that:

(1) The form of prospectus that would have been filed under paragraph (b) or
(c) of this section would not have differed from that contained in the most
recent registration statement or amendment, and

(2) The text of the most recent registration statement or amendment has been
filed electronically.

Signatures

Separate Account Two of The Manufacturers Life Insurance Company of America and
The Manufacturers Life Insurance Company of America have caused this
Certification to be signed on their behalf in the City of Toronto, Province of
Ontario, Canada, on May 1,1996.

Separate Account Two of The Manufacturers
Life Insurance Company of America (Registrant)

By: The Manufacturers Life Insurance
    Company of America (Depositor)


By: /s/ Donald A. Guloien
   -----------------------------------
     Donald A. Guloien, President

The Manufacturers Life Insurance Company
of America

By: /s/ Donald A. Guloien
   ------------------------------------
     Donald A. Guloien, President


Attest: /s/ Sheri L. Kocen
       ------------------------------
          Sheri L. Kocen


ss#5605 (Lifestyle-Edgar)


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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