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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 ViUtRfdoDttMccOoc+tdmMy9nS7hB+kpP/sSlRNRdk0zJ2yOltx1YrOsmkwwLA7S
 oiFBQ0E0uNpo65CGGWDtKg==

<SEC-DOCUMENT>9999999997-04-001105.txt : 20040109
<SEC-HEADER>9999999997-04-001105.hdr.sgml : 20040109
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<PAPER>
ACCESSION NUMBER:		9999999997-04-001105
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030930
FILED AS OF DATE:		20040108
EFFECTIVENESS DATE:		20040108

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST FEDERAL BANCORP INC
		CENTRAL INDEX KEY:			0000813749
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				382739780
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09642
		FILM NUMBER:		04000780

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 81398
		CITY:			ROCHESTER
		STATE:			MI
		ZIP:			48308
		BUSINESS PHONE:		3136522752

	MAIL ADDRESS:	
		STREET 1:		P O BOX 81398
		CITY:			ROCHESTER
		STATE:			MI
		ZIP:			48308
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<FILENAME>9999999997-04-001105.paper
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This document was generated as part of a paper submission.
Please reference the Document Control Number 04000780 for access to the original document.
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