CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 2,849	$ 2,758
Federal funds sold	6,500
Interest-bearing deposits with banks	39,692	45,653
Certificates of deposit	350	350
Investment securities available for sale, at fair value	117,486	126,611
Investment securities held to maturity, at cost		240
Other investments	799	792
Loans receivable, net	184,448	188,739
Premises and equipment, net	6,243	6,395
Cash surrender value of life insurance	10,021	10,082
Other Real Estate Owned	3,892	4,668
Other assets	8,730	9,351
Total assets	381,010	395,639
LIABILITIES:
Noninterest-bearing deposits	79,648	83,818
Interest-bearing deposits	245,773	257,071
Total deposits	325,421	340,889
Accrued expenses and other liabilities	4,763	4,930
Advances from Federal Home Loan Bank	240	254
Total liabilities	330,424	346,073
STOCKHOLDERS' EQUITY:
Additional paid-in capital	8,344	8,119
Retained earnings	29,377	28,532
Treasury stock at cost, 241,454 and 235,938 shares at September 30, 2015 and December 31, 2014, respectively	(1,930)	(1,882)
Accumulated other comprehensive income, net of income taxes	763	670
Total stockholders' equity	50,586	49,566
Total liabilities and stockholders' equity	381,010	395,639
Series B Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	7,462	7,462
Series C Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	4,379	4,379
Common Stock [Member]
STOCKHOLDERS' EQUITY:
Common stock	2,308	2,303
Nonvoting Common Stock [Member]
STOCKHOLDERS' EQUITY:
Common stock	90	90
Nonvested Restricted Common Stock [Member]
STOCKHOLDERS' EQUITY:
Common stock	$ (207)	$ (107)