CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
OPERATING ACTIVITIES:
Net income	$ 1,265	$ 873
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses		450
Depreciation	408	462
Amortization and accretion, net	717	1,006
Provision for deferred income tax benefit	109	1,386
Gains on sale of assets and investments, net		(244)
Restricted stock based compensation plan	73	(118)
Decrease in carrying value of other real estate owned	309	473	616
Net (gain) loss on sale of other real estate owned	87	74
Change in other assets	(431)	802
Change in accrued expenses and other liabilities	180	(600)
Net cash provided by operating activities	2,717	4,564
INVESTING ACTIVITIES:
Net change in certificates of deposit		(250)
Proceeds from calls and maturities of investment securities held to maturity		1,806
Proceeds from sales, maturities, and paydowns of investment securities available for sale	17,501	26,483
Purchases of investment securities available for sale	(4,900)	(44,074)
Net change in loans receivable	(2,725)	1,745
Proceeds from the sale of other real estate owned	3,178	2,981
Purchases of premises and equipment, net	(57)	(214)
Net cash provided by (used in) investing activities	12,997	(11,523)
FINANCING ACTIVITIES:
Net change in deposits	10,979	(868)
Net change in Federal Funds Purchased	(14)	(14)
Proceeds from issuance of common stock		180
Purchase of treasury stock		(62)
Dividends paid - preferred	(178)	(178)
Dividends paid - common	(172)	(171)
Net cash provided by (used in) financing activities	10,615	(1,113)
Net change in cash and cash equivalents	26,329	(8,072)
Cash and cash equivalents, beginning of period	29,167	40,187	40,187
Cash and cash equivalents at end of period	55,496	32,115	29,167
Supplemental disclosures of cash paid during the period for:
Interest	668	713
Income taxes		26
Supplemental disclosures of noncash transactions:
Real estate acquired through foreclosure	771	3,782	3,901
Change in unrealized gain (loss) on investment securities available for sale, net of taxes	$ 1,280	$ (2,698)