CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 2,860	$ 6,340
Interest-bearing deposits with banks	52,636	22,827
Certificates of deposit	350	350
Investment securities available for sale, at fair value	130,132	141,045
Investment securities held to maturity, at cost	240	240
Other investments	792	874
Loans receivable, net	184,044	182,119
Premises and equipment, net	6,238	6,589
Cash surrender value of life insurance	10,196	9,948
Other Real Estate Owned	4,601	7,404
Other assets	9,057	9,997
Total assets	401,146	387,733
LIABILITIES:
Noninterest-bearing deposits	81,624	71,142
Interest-bearing deposits	266,317	265,820
Total deposits	347,941	336,962
Accrued expenses and other liabilities	4,370	4,190
Advances from Federal Home Loan Bank	259	273
Total liabilities	352,570	341,425
STOCKHOLDERS' EQUITY:
Additional paid-in capital	8,130	7,933
Retained earnings	28,046	27,131
Treasury stock at cost, 235,938 shares at September 30, 2014 and December 31, 2013, respectively	(1,882)	(1,882)
Accumulated other comprehensive income (loss), net of income taxes	198	(1,082)
Total stockholders' equity	48,576	46,308
Total liabilities and stockholders' equity	401,146	387,733
Series B Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	7,462	7,462
Series C Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	4,379	4,379
Common Stock [Member]
STOCKHOLDERS' EQUITY:
Common stock	2,293	2,293
Nonvoting Common Stock [Member]
STOCKHOLDERS' EQUITY:
Common stock	90	90
Restricted Stock [Member]
STOCKHOLDERS' EQUITY:
Common stock	$ (140)	$ (16)