CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
OPERATING ACTIVITIES:
Net income	$ 416	$ 272
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses		225
Depreciation	137	150
Amortization and accretion, net	216	388
Provision for deferred income tax benefit	77	(4)
Gains on sale of assets and investments, net		(141)
Restricted stock based compensation plan	12	(142)
Decrease in carrying value of other real estate owned	206	116	616
Net loss on sale of other real estate owned	(60)	2
Change in other assets	(557)	71
Change in accrued expenses and other liabilities	43	(168)
Net cash provided by operating activities	490	769
INVESTING ACTIVITIES:
Proceeds from calls and maturities of investment securities held to maturity		430
Proceeds from sales, maturities, and paydowns of investment securities available for sale	4,109	9,124
Purchases of investment securities available for sale	(200)	(10,224)
Net change in loans receivable	4,008	5,904
Proceeds from the sale of other real estate owned	917	159
Purchases of premises and equipment, net	(32)	(73)
Net cash provided by (used in) investing activities	8,802	5,320
FINANCING ACTIVITIES:
Net change in deposits	11,228	(1,198)
Net change in advances from Federal Home Loan Bank	(5)	(5)
Proceeds from issuance of common stock		180
Purchase of treasury stock		(62)
Dividends paid - preferred	(59)	(59)
Net cash provided by (used in) financing activities	11,164	(1,144)
Net change in cash and cash equivalents	20,044	4,945
Cash and cash equivalents, beginning of period	29,167	40,187	40,187
Cash and cash equivalents at end of period	49,211	45,132	29,167
Supplemental disclosures of cash paid during the period for:
Interest	264	254
Income taxes		26
Supplemental disclosures of noncash transactions:
Real estate acquired through foreclosure	410	1,254	3,901
Change in unrealized gain (loss) on investment securities available for sale, net of taxes	$ 819	$ (180)