LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due	$ 3,004	$ 4,330
60-89 Days Past Due	1,094	1,361
Over 90 Days Past Due	2,344	2,720
Total Past Due	6,442	8,411
Current	174,754	176,865
Total	181,196	185,276
Recorded Investment > 90 Days and Accruing	35
Nonaccrual	6,462	7,120
Minimum amount required for loan to be reviewed at least annually to determine appropriate loan grading	750
Single Family Residential Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Total	34,085	34,864
Commercial Financial and Agricultural Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Total	19,416	20,292
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Total	117,461	120,180
Construction and Development Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Total	4,039	3,626
Consumer Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due	11	6
60-89 Days Past Due	8	30
Over 90 Days Past Due	42	45
Total Past Due	61	81
Current	6,134	6,233
Total	6,195	6,314
Recorded Investment > 90 Days and Accruing
Nonaccrual	42	45
First Mortgage [Member] | Single Family Residential Mortgage [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due	1,737	1,778
60-89 Days Past Due	682	360
Over 90 Days Past Due	1,442	1,840
Total Past Due	3,861	3,978
Current	21,873	22,348
Total	25,734	26,326
Recorded Investment > 90 Days and Accruing	35
Nonaccrual	2,895	3,334
Home Equity Line of Credit [Member] | Single Family Residential Mortgage [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due	434	444
60-89 Days Past Due	72	19
Over 90 Days Past Due	476	466
Total Past Due	982	929
Current	7,369	7,609
Total	8,351	8,538
Recorded Investment > 90 Days and Accruing
Nonaccrual	578	821
Secured Financing Receivable [Member] | Commercial Financial and Agricultural Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due	29	125
60-89 Days Past Due
Over 90 Days Past Due	2	2
Total Past Due	31	127
Current	14,206	14,906
Total	14,237	15,033
Recorded Investment > 90 Days and Accruing
Nonaccrual	2	2
Unsecured Financing Receivable [Member] | Commercial Financial and Agricultural Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due
60-89 Days Past Due
Over 90 Days Past Due
Total Past Due
Current	5,179	5,259
Total	5,179	5,259
Recorded Investment > 90 Days and Accruing
Nonaccrual
Owner Occupied Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due	750	715
60-89 Days Past Due		753
Over 90 Days Past Due	254	81
Total Past Due	1,004	1,549
Current	60,260	60,090
Total	61,264	61,639
Recorded Investment > 90 Days and Accruing
Nonaccrual	1,211	1,038
Non Owner Occupied Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due		38
60-89 Days Past Due		199
Over 90 Days Past Due	128	286
Total Past Due	128	523
Current	41,422	43,287
Total	41,550	43,810
Recorded Investment > 90 Days and Accruing
Nonaccrual	1,402	1,550
Multi Family Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due		747
60-89 Days Past Due	332
Over 90 Days Past Due
Total Past Due	332	747
Current	14,315	13,984
Total	14,647	14,731
Recorded Investment > 90 Days and Accruing
Nonaccrual	332	330
Construction Financing Receivable [Member] | Construction and Development Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due	43	477
60-89 Days Past Due
Over 90 Days Past Due
Total Past Due	43	477
Current	3,788	2,542
Total	3,831	3,019
Recorded Investment > 90 Days and Accruing
Nonaccrual
Improved Land Financing Receivable [Member] | Construction and Development Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due
60-89 Days Past Due
Over 90 Days Past Due
Total Past Due
Current	208	242
Total	208	242
Recorded Investment > 90 Days and Accruing
Nonaccrual
Unimproved Land Financing Receivable [Member] | Construction and Development Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
30-59 Days Past Due
60-89 Days Past Due
Over 90 Days Past Due
Total Past Due
Current		365
Total		365
Recorded Investment > 90 Days and Accruing
Nonaccrual