Loans and Leases Receivable Disclosure [Abstract]

Summary of activity in allowance for loan losses

Activity in the allowance for loan losses for the three months ended March 31, 2014 and 2013 and the year ended December 31, 2013 is summarized as follows (in thousands):

	March 31, 2014			December 31, 2013			March 31, 2013

Balance at beginning of period	$	3,157		$	3,509		$	3,509
Provision for loan losses		—			425			225
Loans charged-off		(200	)		(1,485	)		(388	)
Recoveries on loans previously charged-off		112			708			69
Balance at end of period	$	3,069		$	3,157		$	3,415

Schedule of allocation of allowance for loan losses by portfolio segment

The allocation of the allowance for loan losses by portfolio segment was as follows (in thousands):

	At March 31, 2014
	Commercial		Commercial Real Estate		Single-family Residential		Construction & Development		Consumer		Total
Specific Reserves:
Impaired loans	$	—	$	42	$	11	$	—	$	—	$	53
Total specific reserves		—		42		11		—		—		53
General reserves		394		1,577		754		126		165		3,016
Total	$	394	$	1,619	$	765	$	126	$	165	$	3,069

Loans individually evaluated for impairment	$	—	$	10,928	$	490	$	—	$	—	$	11,418
Loans collectively evaluated for impairment		19,416		106,533		33,595		4,039		6,195		169,778
Total	$	19,416	$	117,461	$	34,085	$	4,039	$	6,195	$	181,196

	At December 31, 2013
	Commercial		Commercial Real Estate		Single-family Residential		Construction & Development		Consumer		Total
Specific Reserves:
Impaired loans	$	—	$	3	$	—	$	—	$	—	$	3
Total specific reserves		—		3		—		—		—		3
General reserves		384		1,718		731		126		195		3,154
Total	$	384	$	1,721	$	731	$	126	$	195	$	3,157

Loans individually evaluated for impairment	$	—	$	10,705	$	360	$	—	$	—	$	11,065
Loans collectively evaluated for impairment		20,292		109,475		34,504		3,626		6,314		174,211
Total	$	20,292	$	120,180	$	34,864	$	3,626	$	6,314	$	185,276

Schedule of aging analysis of loan portfolio

The following table is an aging analysis of our loan portfolio (in thousands):

	At March 31, 2014
	30- 59 Days Past Due		60- 89 Days Past Due		Over 90 Days Past Due		Total Past Due		Current		Total Loans Receivable		Recorded Investment > 90 Days and Accruing		Nonaccrual
Residential:
First mortgages	$	1,737	$	682	$	1,442	$	3,861	$	21,873	$	25,734	$	35	$	2,895
HELOC’s and equity		434		72		476		982		7,369		8,351		—		578
Commercial:
Secured		29		—		2		31		14,206		14,237		—		2
Unsecured		—		—		—		—		5,179		5,179		—		—
Commercial Real Estate
Owner occupied		750		—		254		1,004		60,260		61,264		—		1,211
Non-owner occupied		—		—		128		128		41,422		41,550		—		1,402
Multi-family		—		332		—		332		14,315		14,647		—		332
Construction and Development:
Construction		43		—		—		43		3,788		3,831		—		—
Improved Land		—		—		—		—		208		208		—		—
Unimproved Land		—		—		—		—		—		—		—		—
Consumer and Other		11		8		42		61		6,134		6,195		—		42
Total	$	3,004	$	1,094	$	2,344	$	6,442	$	174,754	$	181,196	$	35	$	6,462

	At December 31, 2013
	30- 59 Days Past Due		60- 89 Days Past Due		Over 90 Days Past Due		Total Past Due		Current		Total Loans Receivable		Recorded Investment > 90 Days and Accruing		Nonaccrual
Residential:
First mortgages	$	1,778	$	360	$	1,840	$	3,978	$	22,348	$	26,326	$	—	$	3,334
HELOC’s and equity		444		19		466		929		7,609		8,538		—		821
Commercial:
Secured		125		—		2		127		14,906		15,033		—		2
Unsecured		—		—		—		—		5,259		5,259		—		—
Commercial Real Estate:
Owner occupied		715		753		81		1,549		60,090		61,639		—		1,038
Non-owner occupied		38		199		286		523		43,287		43,810		—		1,550
Multi-family		747		—		—		747		13,984		14,731		—		330
Construction and Development
Construction		477		—		—		477		2,542		3,019		—		—
Improved Land		—		—		—		—		242		242		—		—
Unimproved Land		—		—		—		—		365		365		—		—
Consumer and Other		6		30		45		81		6,233		6,314		—		45
Total	$	4,330	$	1,361	$	2,720	$	8,411	$	176,865	$	185,276	$	—	$	7,120

Schedule of troubled debt restructurings

During the three months ended March 31, 2014 the bank modified no loans that were considered to be troubled debt restructurings. During the three months ended March 31, 2013, the Bank modified two loans that were considered to be troubled debt restructurings. We extended the terms and decreased the interest rate on both loans (dollar in thousands).

	March 31, 2013
	Number of Loans		Pre-Modification Recorded Investment		Post-Modification Recorded Investment
Troubled Debt Restructurings
Commercial Real Estate:
Owner occupied		1	$	198	$	198
Non-owner occupied		1		62		62
Total		2	$	260	$	260