LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Aging analysis of loan portfolio
30-59 Days Past Due	$ 4,567,000	$ 4,429,000
60-89 Days Past Due	467,000	1,854,000
Over 90 Days Past Due	8,544,000	7,783,000
Total Past Due	13,578,000	14,066,000
Current	169,938,000	176,932,000
Total	183,516,000	190,998,000
Nonaccrual	11,893,000	10,795,000
Risk categories
Minimum amount required for loan to be reviewed at least annually to determine appropriate loan grading	750,000
Residential
Aging analysis of loan portfolio
Total	35,619,000	34,523,000
Residential | First mortgages
Aging analysis of loan portfolio
30-59 Days Past Due	2,592,000	1,550,000
60-89 Days Past Due	193,000	957,000
Over 90 Days Past Due	2,355,000	3,116,000
Total Past Due	5,140,000	5,623,000
Current	21,217,000	20,106,000
Total	26,357,000	25,729,000
Nonaccrual	2,819,000	3,721,000
Residential | HELOC's and equity
Aging analysis of loan portfolio
30-59 Days Past Due	210,000	218,000
60-89 Days Past Due	24,000	32,000
Over 90 Days Past Due	358,000	291,000
Total Past Due	592,000	541,000
Current	8,670,000	8,253,000
Total	9,262,000	8,794,000
Nonaccrual	385,000	321,000
Commercial
Aging analysis of loan portfolio
Total	20,900,000	23,510,000
Commercial | Secured
Aging analysis of loan portfolio
30-59 Days Past Due	30,000	24,000
60-89 Days Past Due	16,000
Over 90 Days Past Due		5,000
Total Past Due	46,000	29,000
Current	15,337,000	16,827,000
Total	15,383,000	16,856,000
Nonaccrual	24,000	5,000
Commercial | Unsecured
Aging analysis of loan portfolio
30-59 Days Past Due		5,000
Total Past Due		5,000
Current	5,517,000	6,649,000
Total	5,517,000	6,654,000
Commercial Real Estate
Aging analysis of loan portfolio
Total	118,586,000	125,239,000
Commercial Real Estate | Owner occupied
Aging analysis of loan portfolio
30-59 Days Past Due	693,000	1,463,000
60-89 Days Past Due	179,000	188,000
Over 90 Days Past Due	258,000	394,000
Total Past Due	1,130,000	2,045,000
Current	44,088,000	55,603,000
Total	45,218,000	57,648,000
Nonaccrual	2,521,000	2,029,000
Commercial Real Estate | Non-owner occupied
Aging analysis of loan portfolio
30-59 Days Past Due	897,000	353,000
60-89 Days Past Due	46,000	634,000
Over 90 Days Past Due	5,385,000	3,613,000
Total Past Due	6,328,000	4,600,000
Current	54,980,000	50,486,000
Total	61,308,000	55,086,000
Nonaccrual	5,956,000	4,355,000
Commercial Real Estate | Multi-family
Aging analysis of loan portfolio
Current	12,060,000	12,505,000
Total	12,060,000	12,505,000
Construction and Development
Aging analysis of loan portfolio
Total	2,448,000	1,813,000
Construction and Development | Construction
Aging analysis of loan portfolio
30-59 Days Past Due		767,000
Total Past Due		767,000
Current	1,792,000	222,000
Total	1,792,000	989,000
Construction and Development | Improved Land
Aging analysis of loan portfolio
30-59 Days Past Due	48,000
Over 90 Days Past Due	120,000	120,000
Total Past Due	168,000	120,000
Current	117,000	331,000
Total	285,000	451,000
Nonaccrual	120,000	120,000
Construction and Development | Unimproved Land
Aging analysis of loan portfolio
30-59 Days Past Due	28,000
Over 90 Days Past Due		157,000
Total Past Due	28,000	157,000
Current	343,000	216,000
Total	371,000	373,000
Nonaccrual		157,000
Consumer and Other
Aging analysis of loan portfolio
30-59 Days Past Due	69,000	49,000
60-89 Days Past Due	9,000	43,000
Over 90 Days Past Due	68,000	87,000
Total Past Due	146,000	179,000
Current	5,817,000	5,734,000
Total	5,963,000	5,913,000
Nonaccrual	$ 68,000	$ 87,000