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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 3) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Activity in allowance for loan losses by portfolio segment      
Beginning balance $ 3,509 $ 3,956 $ 3,956
Provision for loan losses 225 750 2,400
Loans charged-off (388) (823) (3,069)
Recoveries on loans charged-off 69 44 222
Ending Balance 3,415 3,927 3,509
Allocation of allowance for loan losses by portfolio segment      
Average rolling measurement period for determining general reserves using historical loss trends 365 days    
Average measurement period for determining general reserves using historical loss factor 3 years    
Specific Reserves, Impaired loans 354   320
Total specific reserves 354   320
General reserves 3,061   3,189
Total 3,415 3,927 3,509
Loans individually evaluated for impairment 13,852   18,042
Loans collectively evaluated for impairment 169,664   172,956
Total 183,516   190,998
Commercial
     
Activity in allowance for loan losses by portfolio segment      
Beginning balance 433 394 394
Provision for loan losses (31) (10) 27
Loans charged-off (5) (7) (21)
Recoveries on loans charged-off 11 8 33
Ending Balance 408 385 433
Allocation of allowance for loan losses by portfolio segment      
General reserves 408   433
Total 408 385 433
Loans collectively evaluated for impairment 20,900   23,510
Total 20,900   23,510
Commercial Real Estate
     
Activity in allowance for loan losses by portfolio segment      
Beginning balance 1,853 2,206 2,206
Provision for loan losses 14 414 1,761
Loans charged-off (65) (631) (2,138)
Recoveries on loans charged-off 26 7 24
Ending Balance 1,828 1,996 1,853
Allocation of allowance for loan losses by portfolio segment      
Specific Reserves, Impaired loans 354   319
Total specific reserves 354   319
General reserves 1,474   1,534
Total 1,828 1,996 1,853
Loans individually evaluated for impairment 13,298   17,248
Loans collectively evaluated for impairment 105,288   107,991
Total 118,586   125,239
Single-Family Residential
     
Activity in allowance for loan losses by portfolio segment      
Beginning balance 803 696 696
Provision for loan losses 136 204 646
Loans charged-off (216) (134) (625)
Recoveries on loans charged-off 11 4 86
Ending Balance 734 770 803
Allocation of allowance for loan losses by portfolio segment      
Specific Reserves, Impaired loans     1
Total specific reserves     1
General reserves 734   802
Total 734 770 803
Loans individually evaluated for impairment 434   516
Loans collectively evaluated for impairment 35,185   34,007
Total 35,619   34,523
Construction and Development
     
Activity in allowance for loan losses by portfolio segment      
Beginning balance 177 449 449
Provision for loan losses 39 148 (140)
Loans charged-off (30) (29) (136)
Recoveries on loans charged-off     4
Ending Balance 186 568 177
Allocation of allowance for loan losses by portfolio segment      
General reserves 186   177
Total 186 568 177
Loans individually evaluated for impairment 120   278
Loans collectively evaluated for impairment 2,328   1,535
Total 2,448   1,813
Consumer
     
Activity in allowance for loan losses by portfolio segment      
Beginning balance 243 211 211
Provision for loan losses 67 (6) 106
Loans charged-off (72) (22) (149)
Recoveries on loans charged-off 21 25 75
Ending Balance 259 208 243
Allocation of allowance for loan losses by portfolio segment      
General reserves 259   243
Total 259 208 243
Loans collectively evaluated for impairment 5,963   5,913
Total $ 5,963   $ 5,913