INVESTMENTS (Details 3) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Available for Sale, Amortized Cost
Due after one year through five years	$ 12,267,000
Due after five years through ten years	26,701,000
Due after ten years	87,884,000
Total	126,852,000
Available for Sale, Fair Value
Due after one year through five years	12,600,000
Due after five years through ten years	28,396,000
Due after ten years	89,702,000
Total	130,698,000		129,866,000
Held to Maturity, Amortized Cost
Due after one year through five years	926,000
Total	926,000
Held to Maturity, Fair Value
Due after one year through five years	942,000
Total	942,000
Securities pledged as collateral
Securities pledged to secure public funds on deposit and for other purposes as required by law, FHLB advances	86,861,747		82,428,000
Line of credit at Federal Reserve Bank discount window	16,400,000
Gross realized gains (losses) on securities
Proceeds from sale of securities	1,082,000	3,356,000
Gross realized gains on sale of securities	141,000	322,000
Gross realized losses on sale of securities	$ 0	$ 0