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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 EDrqydOKxd9pgC+VMaCljYDmpPMqRq26NUvBusHHK5YRpmkhA506iEHbu98d9bDW
 xe7Ci60m2XUXfLCReQazKw==

<SEC-DOCUMENT>9999999995-08-003438.txt : 20081124
<SEC-HEADER>9999999995-08-003438.hdr.sgml : 20081124
<ACCEPTANCE-DATETIME>20081124001517
ACCESSION NUMBER:		9999999995-08-003438
CONFORMED SUBMISSION TYPE:	EFFECT
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20081121
DATE AS OF CHANGE:		20081124
EFFECTIVENESS DATE:		20081121

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N
		CENTRAL INDEX KEY:			0000813572
		IRS NUMBER:				232030787
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		EFFECT
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-152409
		FILM NUMBER:		081209033

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR STREET EAST ST 10
		STREET 2:		TORONTO M4W 1EF
		CITY:			ONTARIO CANADA
		STATE:			A6
		ZIP:			48304
		BUSINESS PHONE:		4169266302

	MAIL ADDRESS:	
		STREET 1:		P O BOX 600
		CITY:			BUFFALO
		STATE:			NY
		ZIP:			14201-0600

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MANUFACTURERS LIFE INS CO USA SEPARATE ACCOUNT N
		DATE OF NAME CHANGE:	20020411

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SEPARATE ACCOUNT FOUR OF THE MANUFACTURERS LIFE INS CO OF AM
		DATE OF NAME CHANGE:	19920703
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<OWNER-CIK>0000813572
<SERIES-ID>S000009940
<SERIES-NAME>JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000069370
<CLASS-CONTRACT-NAME>Corporate VUL
</CLASS-CONTRACT>
</SERIES>
</EXISTING-SERIES-AND-CLASSES-CONTRACTS>
</SERIES-AND-CLASSES-CONTRACTS-DATA>
</SEC-HEADER>
<DOCUMENT>
<TYPE>EFFECT
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0101</schemaVersion>

    <submissionType>EFFECT</submissionType>

    <act>33</act>

    <testOrLive>LIVE</testOrLive>

    <effectiveData>
        <finalEffectivenessDispDate>2008-11-21</finalEffectivenessDispDate>
        <finalEffectivenessDispTime>16:00:00</finalEffectivenessDispTime>
        <form>N-6</form>
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            <cik>0000813572</cik>
            <entityName>JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N</entityName>
            <fileNumber>333-152409</fileNumber>
            <seriesClassContractData>
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                    <seriesId>S000009940</seriesId>
                    <seriesName>JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N</seriesName>
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                    <classContractName>Corporate VUL</classContractName>
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