JHUSA N - CVUL 03, CVUL 04

0001193125-19-282726.txt : 20191104 0001193125-19-282726.hdr.sgml : 20191104 20191104102332 ACCESSION NUMBER: 0001193125-19-282726 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20191104 DATE AS OF CHANGE: 20191104 EFFECTIVENESS DATE: 20191104 FILER: COMPANY DATA: COMPANY CONFORMED NAME: JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N CENTRAL INDEX KEY: 0000813572 IRS NUMBER: 232030787 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-100567 FILM NUMBER: 191188497 BUSINESS ADDRESS: STREET 1: 200 BLOOR STREET EAST ST 10 STREET 2: TORONTO M4W 1EF CITY: ONTARIO CANADA STATE: A6 ZIP: 48304 BUSINESS PHONE: 4169266302 MAIL ADDRESS: STREET 1: P O BOX 600 CITY: BUFFALO STATE: NY ZIP: 14201-0600 FORMER COMPANY: FORMER CONFORMED NAME: MANUFACTURERS LIFE INS CO USA SEPARATE ACCOUNT N DATE OF NAME CHANGE: 20020411 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT FOUR OF THE MANUFACTURERS LIFE INS CO OF AM DATE OF NAME CHANGE: 19920703

0000813572 S000009940 JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N

C000027518 CVUL 03

C000027519 CVUL 04

497 1 d822633d497.htm JHUSA N - CVUL 03, CVUL 04 JHUSA N - CVUL 03, CVUL 04

Supplement Dated November 4, 2019

This supplement is intended for distribution with prospectuses dated April 30, 2019, or later, for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses bear the titles:


Medallion Executive Variable Life						Variable Estate Protection
Medallion Executive Variable Life II						Variable Estate Protection Plus
Medallion Executive Variable Life III						Variable Estate Protection Edge
Majestic Variable Universal Life						Performance Executive Variable Life
Majestic Variable Universal Life 98						Performance Survivorship Variable Universal Life
Variable Master Plan Plus						Medallion Variable Universal Life Plus
Majestic Variable COLI						Medallion Variable Universal Life Edge
Majestic Variable Estate Protection						Medallion Variable Universal Life Edge II
Majestic Variable Estate Protection 98						Accumulator
Majestic Performance VUL						VUL Protector
Majestic Performance Survivorship Variable Universal Life						EPVUL
Protection Variable Universal Life						SPVL
Accumulation VUL						SVUL
Simplified Life
CVUL

Portfolio Mergers

Effective after the close of business on November 1, 2019, the portfolios of John Hancock Variable Insurance Trust listed below under “Acquired Portfolios” merged into the corresponding John Hancock Variable Insurance Trust portfolio listed below under “Acquiring Portfolios.”


Acquired Portfolios		Acquiring Portfolios
International Growth Stock		International Equity Index
Utilities		Equity Income

As a result, you will not be able to allocate your policy value or any premium payments to an investment account corresponding with one of the Acquired Portfolios after November 1, 2019. Any reference in your product prospectus to the Acquired Portfolios should be replaced with the names of the corresponding Acquiring Portfolios.

You should read this supplement together with the prospectus for the contract you purchased and retain both for future reference.

Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

VLI ProdSupp VL2 11/2019