497 1 d123810d497.htm JHUSA N - CVUL 09 JHUSA N - CVUL 09

Supplement Dated July 7, 2015

To

Prospectuses Dated April 27, 2015, or later

 

 

This supplement is intended for distribution with prospectuses dated April 27, 2015, or later, for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses bear the titles:

 

Accumulation VUL 2014

   Survivorship Variable Universal Life

Corporate VUL

   Majestic VULX

Protection VUL 2012

   Majestic Survivorship VULX

Simplified Life

   Majestic VCOLIX

Portfolio Annual Expenses

Total Operating Expenses for the portfolios listed below have been revised to reflect a lower Management Fee.

 

Portfolio   Management Fees     12b-1 Fees     Other
Expenses  
  Acquired Fund
Fees and Expenses  
  Total Operating
Expenses
Alpha Opportunities   0.95%   0.00%   0.03%   0.00%   0.98%

International Core  

  0.87%   0.00%   0.08%   0.00%   0.95%

 

 

 

  

You should read this supplement together with the prospectus for the contract you purchased, and retain both for future reference.

Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

 

  333-141692    333-141693    333-193994    333-179571
  333-148991    333-148992    333-151631    333-193995
  333-151630    333-153252    333-152408    333-194818
  333-152409    333-179570    333-153253    333-194819

VLI ProdSupp VL 7/2015

 

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