0001193125-14-010660.txt : 20140114 0001193125-14-010660.hdr.sgml : 20140114 20140114144803 ACCESSION NUMBER: 0001193125-14-010660 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20140114 DATE AS OF CHANGE: 20140114 EFFECTIVENESS DATE: 20140114 FILER: COMPANY DATA: COMPANY CONFORMED NAME: JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N CENTRAL INDEX KEY: 0000813572 IRS NUMBER: 232030787 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-100567 FILM NUMBER: 14526991 BUSINESS ADDRESS: STREET 1: 200 BLOOR STREET EAST ST 10 STREET 2: TORONTO M4W 1EF CITY: ONTARIO CANADA STATE: A6 ZIP: 48304 BUSINESS PHONE: 4169266302 MAIL ADDRESS: STREET 1: P O BOX 600 CITY: BUFFALO STATE: NY ZIP: 14201-0600 FORMER COMPANY: FORMER CONFORMED NAME: MANUFACTURERS LIFE INS CO USA SEPARATE ACCOUNT N DATE OF NAME CHANGE: 20020411 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT FOUR OF THE MANUFACTURERS LIFE INS CO OF AM DATE OF NAME CHANGE: 19920703 0000813572 S000009940 JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N C000027518 CVUL 03 C000027519 CVUL 04 497 1 d654947d497.htm JHUSA N - CVUL 03, CVUL 04 JHUSA N - CVUL 03, CVUL 04

Supplement Dated January 14, 2014

To

Prospectuses Dated April 29, 2013

 

 

This supplement is intended for distribution with prospectuses dated April 29, 2013 for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses bear the titles:

 

Medallion Executive Variable Life    Majestic Performance VUL
Medallion Executive Variable Life II    Variable Estate Protection
Medallion Executive Variable Life III    Variable Estate Protection Plus
Majestic Variable Universal Life    Variable Estate Protection Edge
Majestic Variable Universal Life 98    Performance Executive Variable Life
Variable Master Plan Plus    Performance Survivorship Variable Universal Life
Majestic Variable COLI    Medallion Variable Universal Life Plus
Majestic Variable Estate Protection    Medallion Variable Universal Life Edge
VUL Accumulator    SPVL
Corporate VUL    Survivorship VUL
EPVUL    Protection Variable Universal Life
VUL Protector    Medallion Variable Universal Life Edge II
Medallion Variable Universal Life    Flex V1
Flex V2    Annual Premium Variable Life
Majestic Performance Survivorship Variable Universal Life   

Effective March 3, 2014, we amend and restate the investment objectives of the Lifestyle portfolios contained in the table of Investment Options and Investment Subadvisers as follows:

 

Portfolio

   

Portfolio Manager

   

Investment Objective

Lifestyle Aggressive    John Hancock Asset Management, a division of Manulife Asset Management (US) LLC; and John Hancock Asset Management, a division of Manulife Asset Management (North America) Limited    To seek long-term growth of capital while seeking to both manage the volatility of return and limit the magnitude of portfolio losses. The portfolio normally invests primarily in underlying funds that invest primarily in equity securities. The portfolio may also use certain risk management techniques to seek to manage volatility of returns and limit the magnitude of portfolio losses.
Lifestyle Balanced    John Hancock Asset Management, a division of Manulife Asset Management (US) LLC; and John Hancock Asset Management, a division of Manulife Asset Management (North America) Limited    To seek growth of capital and current income while seeking to both manage the volatility of return and limit the magnitude of portfolio losses. The portfolio normally invests primarily in underlying funds that invest primarily in equity securities and underlying funds that invest primarily in fixed-income securities. The portfolio may also use certain risk management techniques to seek to manage the volatility of returns and limit the magnitude of portfolio losses.
Lifestyle Conservative    John Hancock Asset Management, a division of Manulife Asset Management (US) LLC; and John Hancock Asset Management, a division of Manulife Asset Management (North America) Limited    To seek current income and growth of capital while seeking to both manage the volatility of return and limit the magnitude of portfolio losses. The portfolio normally invests primarily in underlying funds that invest primarily in equity securities and underlying funds that invest primarily in fixed-income securities. The portfolio may also use certain risk management techniques to seek to manage the volatility of returns and limit the magnitude of portfolio losses.

Portfolio

   

Portfolio Manager

   

Investment Objective

Lifestyle Growth    John Hancock Asset Management, a division of Manulife Asset Management (US) LLC; and John Hancock Asset Management, a division of Manulife Asset Management (North America) Limited    To seek long-term growth of capital while seeking to both manage the volatility of return and limit the magnitude of portfolio losses. The portfolio normally invests primarily in underlying funds that invest primarily in equity securities and underlying funds that invest primarily in fixed-income securities. The portfolio may also use certain risk management techniques to seek to manage the volatility of returns and limit the magnitude of portfolio losses.
Lifestyle Moderate    John Hancock Asset Management, a division of Manulife Asset Management (US) LLC; and John Hancock Asset Management, a division of Manulife Asset Management (North America) Limited    To seek current income and growth of capital while seeking to both manage the volatility of return and limit the magnitude of portfolio losses. The portfolio normally invests primarily in underlying funds that invest primarily in equity securities and underlying funds that invest primarily in fixed-income securities. The portfolio may also use certain risk management techniques to seek to manage the volatility of returns and limit the magnitude of portfolio losses.

You should read this supplement together with the prospectus for the contract you purchased, and retain both for future reference.

Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

 

333-164150    333-164160    333-164170    333-124150    333-131139
333-164151    333-164161    333-164171    333-1312999    333-131134
333-164152    333-164162    333-164172    333-157212    333-132905
333-164153    333-164164    333-164173    333-100567    333-157213
333-164156    333-164163    333-164175    333-126668   
333-164154    333-164165    333-164176    333-85296   
333-164155    333-164166    333-85284    333-88972   
333-164157    333-164167    333-88748    333-33504   
333-164158    333-164168    333-71136    333-100664   
333-164159    333-164169    333-100597    333-127543   

VLI ProdSupp VL2 01/2014