JHUSA N - CVUL 03, CVUL 04

0001193125-11-258708.txt : 20110928 0001193125-11-258708.hdr.sgml : 20110928 20110928152459 ACCESSION NUMBER: 0001193125-11-258708 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20110928 DATE AS OF CHANGE: 20110928 EFFECTIVENESS DATE: 20110928 FILER: COMPANY DATA: COMPANY CONFORMED NAME: JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N CENTRAL INDEX KEY: 0000813572 IRS NUMBER: 232030787 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-100567 FILM NUMBER: 111111939 BUSINESS ADDRESS: STREET 1: 200 BLOOR STREET EAST ST 10 STREET 2: TORONTO M4W 1EF CITY: ONTARIO CANADA STATE: A6 ZIP: 48304 BUSINESS PHONE: 4169266302 MAIL ADDRESS: STREET 1: P O BOX 600 CITY: BUFFALO STATE: NY ZIP: 14201-0600 FORMER COMPANY: FORMER CONFORMED NAME: MANUFACTURERS LIFE INS CO USA SEPARATE ACCOUNT N DATE OF NAME CHANGE: 20020411 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT FOUR OF THE MANUFACTURERS LIFE INS CO OF AM DATE OF NAME CHANGE: 19920703

0000813572 S000009940 JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N

C000027518 CVUL 03

C000027519 CVUL 04

497 1 d236878d497.htm JHUSA N - CVUL 03, CVUL 04 JHUSA N - CVUL 03, CVUL 04

Supplement Dated September 28, 2011

Prospectuses Dated May 2, 2011

This supplement is intended for distribution with prospectuses dated May 2, 2011 for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses bear the titles:


Medallion Executive Variable Life		Performance Executive Variable Life
Medallion Executive Variable Life II		Performance Survivorship Variable Universal Life
Medallion Executive Variable Life III		VUL Accumulator
Majestic Variable Universal Life		Accumulation VUL
Majestic Variable Universal Life 98		Corporate VUL
Variable Master Plan Plus		EPVUL
Majestic Variable COLI		Medallion Variable Universal Life Plus
Majestic Variable Estate Protection		Medallion Variable Universal Life Edge
Majestic Variable Estate Protection 98		Medallion Variable Universal Life Edge II
Majestic Performance Survivorship Variable Universal Life		VUL Protector
Variable Estate Protection		SPVL
Variable Estate Protection Plus		Survivorship VUL
Variable Estate Protection Edge		Protection Variable Universal Life

Table of Investment Options and Investment Subadvisers

Effective September 26, 2011, the American Fundamental Holdings portfolio changed its name to Fundamental Holdings and the American Global Diversification portfolio changed its name to Global Diversification. In addition, each of these portfolios has revised its investment objective. Accordingly, we amend and restate the following disclosure under the Table of Investment Options and Investment Subadvisers to reflect these changes:


Fundamental Holdings (formerly American Fundamental Holdings)	John Hancock Asset Management, a division of Manulife Asset Management (US) LLC; and John Hancock Asset Management, a division of Manulife Asset Management (North America) Limited	To seek long-term growth of capital. The portfolio invests in other JHVIT funds, funds of the American Funds Insurance Series and other investment companies and may invest in other types of investments. The portfolio may not invest in other JHVIT funds of funds or the following JHVIT feeder funds: American Asset Allocation Trust, American Blue Chip Income and Growth Trust, American Bond Trust, American Global Growth Trust, American Global Small Capitalization Trust, American Growth Trust, American Growth-Income Trust, American High-Income Bond Trust, American International Trust and American New World Trust.
Global Diversification (formerly American Global Diversification)	John Hancock Asset Management, a division of Manulife Asset Management (US) LLC; and John Hancock Asset Management, a division of Manulife Asset Management (North America) Limited	To seek long-term growth of capital. The portfolio invests in other JHVIT funds, funds of the American Funds Insurance Series and other investment companies and may invest in other types of investments. The portfolio intends to invest, under normal circumstances, a portion of its assets in foreign securities or in funds that invest primarily in foreign securities. The portfolio may not invest in other JHVIT funds of funds or the following JHVIT feeder funds: American Asset Allocation Trust, American Blue Chip Income and Growth Trust, American Bond Trust, American Global Growth Trust, American Global Small Capitalization Trust, American Growth Trust, American Growth-Income Trust, American High-Income Bond Trust, American International Trust and American New World Trust.

You should read this supplement together with the prospectus for the contract you purchased, and retain both for future reference.

Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

VLI ProdSupp VL2 09/2011