-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, H02b1fDCS+eIpNTUuxDc/VzAo6/iaqqnjF1XY5Ys3CnXPJsesOwpExUep3ZnEO3x 5RyO73LW6oUVPF07qvLF+Q== 0001193125-10-010732.txt : 20100122 0001193125-10-010732.hdr.sgml : 20100122 20100122134035 ACCESSION NUMBER: 0001193125-10-010732 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20100122 DATE AS OF CHANGE: 20100122 EFFECTIVENESS DATE: 20100122 FILER: COMPANY DATA: COMPANY CONFORMED NAME: JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N CENTRAL INDEX KEY: 0000813572 IRS NUMBER: 232030787 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-126668 FILM NUMBER: 10541199 BUSINESS ADDRESS: STREET 1: 200 BLOOR STREET EAST ST 10 STREET 2: TORONTO M4W 1EF CITY: ONTARIO CANADA STATE: A6 ZIP: 48304 BUSINESS PHONE: 4169266302 MAIL ADDRESS: STREET 1: P O BOX 600 CITY: BUFFALO STATE: NY ZIP: 14201-0600 FORMER COMPANY: FORMER CONFORMED NAME: MANUFACTURERS LIFE INS CO USA SEPARATE ACCOUNT N DATE OF NAME CHANGE: 20020411 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT FOUR OF THE MANUFACTURERS LIFE INS CO OF AM DATE OF NAME CHANGE: 19920703 0000813572 S000009940 JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N C000027520 CVUL 05 497 1 d497.htm JHUSA N - CVUL 05 JHUSA N - CVUL 05

Supplement Dated January 22, 2010

To

Prospectuses Dated May 1, 2009 or Later

 

 

This supplement is intended for distribution with prospectuses dated May 1, 2009 or later for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses bear the titles:

 

 

Medallion Executive Variable Life

Medallion Executive Variable Life II

Medallion Executive Variable Life III

Variable Estate Protection

Variable Estate Protection Plus

Variable Estate Protection Edge

Performance Executive Variable Life

Performance Survivorship Variable Universal Life

VUL Accumulator

Accumulation VUL

Corporate VUL

EPVUL

  

Medallion Variable Life

Medallion Variable Universal Life Plus

Medallion Variable Universal Life Edge

Medallion Variable Universal Life Edge II

Annual Premium Variable Life

Flex V1

Flex V2

eVL

VUL Protector

SPVL

Survivorship VUL

Effective December 31, 2009, the subadviser to the Small Cap Opportunities and All Cap Growth portfolios changed its name from Invesco AIM Capital Management, Inc. to Invesco Advisers, Inc. To reflect this name change, we amend the Portfolio Manager disclosure under the Table of Investment Options and Investment Subadvisers.

Effective January 1, 2010, MFC Global Investment Management (U.S.A.) ceased providing subavisory services to the Franklin Templeton Founding Allocation portfolio and the Adviser, John Hancock Investment Management Services, LLC, commenced providing investment management services directly to this portfolio. To reflect this change, we amend the Portfolio Manager disclosure under the Table of Investment Options and Investment Subadvisers.

Effective January 12, 2010, we amend and restate the Investment Objective and Strategy under the Table of Investment Options and Investment Subadvisers for the Short-Term Bond portfolio as follows:

To seek income and capital appreciation. Under normal market conditions, the portfolio invests at least 80% of its net assets (plus any borrowing for investment purposes) at the time of investment in a diversified mix of debt securities and instruments. The securities and instruments will have an average credit quality rating of at least “A” and a weighted average effective maturity between one and three years, and no more than 15% of the portfolio’s net assets will be invested in high yield bonds.

Effective January 15, 2010, Templeton Investment Counsel, LLC replaced Capital Guardian Trust Company as the subadviser to the Overseas Equity portfolio. To reflect this subadviser change, we amend the Portfolio Manager disclosure under the Table of Investment Options and Investment Subadvisers.

Effective January 15, 2010, Jennison Associates, LLC replaced Invesco Advisers, Inc. as the subadviser to the All Cap Growth portfolio. To reflect this subadviser change, we amend the Portfolio Manager disclosure under the Table of Investment Options and Investment Subadvisers.

One or more of the portfolios listed above may not be available to you. You should consult your current prospectus to verify which investment accounts are currently available under your policy.

If you need additional information, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

You should read this supplement together with the prospectus for the contract you purchased, and retain both for future reference.

VLI ProdSupp(2) 1/10

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