<SEC-DOCUMENT>0001193125-08-241053-index.html : 20151006
<SEC-HEADER>0001193125-08-241053.hdr.sgml : 20151006

<ACCEPTANCE-DATETIME>20081121143421

<PRIVATE-TO-PUBLIC>

ACCESSION NUMBER:		0001193125-08-241053

CONFORMED SUBMISSION TYPE:	N-6/A

PUBLIC DOCUMENT COUNT:		32

FILED AS OF DATE:		20081121

DATE AS OF CHANGE:		20081121


FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N

		CENTRAL INDEX KEY:			0000813572

		IRS NUMBER:				232030787

		STATE OF INCORPORATION:			MI

		FISCAL YEAR END:			1231



	FILING VALUES:

		FORM TYPE:		N-6/A

		SEC ACT:		1940 Act

		SEC FILE NUMBER:	811-05130

		FILM NUMBER:		081206926



	BUSINESS ADDRESS:	

		STREET 1:		200 BLOOR STREET EAST ST 10

		STREET 2:		TORONTO M4W 1EF

		CITY:			ONTARIO CANADA

		STATE:			A6

		ZIP:			48304

		BUSINESS PHONE:		4169266302



	MAIL ADDRESS:	

		STREET 1:		P O BOX 600

		CITY:			BUFFALO

		STATE:			NY

		ZIP:			14201-0600



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	MANUFACTURERS LIFE INS CO USA SEPARATE ACCOUNT N

		DATE OF NAME CHANGE:	20020411



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	SEPARATE ACCOUNT FOUR OF THE MANUFACTURERS LIFE INS CO OF AM

		DATE OF NAME CHANGE:	19920703




FILER:


	COMPANY DATA:	

		COMPANY CONFORMED NAME:			JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N

		CENTRAL INDEX KEY:			0000813572

		IRS NUMBER:				232030787

		STATE OF INCORPORATION:			MI

		FISCAL YEAR END:			1231



	FILING VALUES:

		FORM TYPE:		N-6/A

		SEC ACT:		1933 Act

		SEC FILE NUMBER:	333-152409

		FILM NUMBER:		081206925



	BUSINESS ADDRESS:	

		STREET 1:		200 BLOOR STREET EAST ST 10

		STREET 2:		TORONTO M4W 1EF

		CITY:			ONTARIO CANADA

		STATE:			A6

		ZIP:			48304

		BUSINESS PHONE:		4169266302



	MAIL ADDRESS:	

		STREET 1:		P O BOX 600

		CITY:			BUFFALO

		STATE:			NY

		ZIP:			14201-0600



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	MANUFACTURERS LIFE INS CO USA SEPARATE ACCOUNT N

		DATE OF NAME CHANGE:	20020411



	FORMER COMPANY:	

		FORMER CONFORMED NAME:	SEPARATE ACCOUNT FOUR OF THE MANUFACTURERS LIFE INS CO OF AM

		DATE OF NAME CHANGE:	19920703



<SERIES-AND-CLASSES-CONTRACTS-DATA>

<EXISTING-SERIES-AND-CLASSES-CONTRACTS>

<SERIES>

<OWNER-CIK>0000813572

<SERIES-ID>S000009940

<SERIES-NAME>JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N

<CLASS-CONTRACT>

<CLASS-CONTRACT-ID>C000069370

<CLASS-CONTRACT-NAME>Corporate VUL

</CLASS-CONTRACT>

</SERIES>

</EXISTING-SERIES-AND-CLASSES-CONTRACTS>

</SERIES-AND-CLASSES-CONTRACTS-DATA>

</SEC-HEADER>

<DOCUMENT>
<TYPE>N-6/A
<SEQUENCE>1
<FILENAME>dn6a.htm
<DESCRIPTION>JH USA N-CORPORATE VUL 08
<TEXT>
Document 1 - file: dn6a.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(1)
<SEQUENCE>2
<FILENAME>dex99d1.htm
<DESCRIPTION>POLICY FORM
<TEXT>
Document 2 - file: dex99d1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(2)
<SEQUENCE>3
<FILENAME>dex99d2.htm
<DESCRIPTION>ACCELERATED BENEFIT RIDER
<TEXT>
Document 3 - file: dex99d2.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(3)
<SEQUENCE>4
<FILENAME>dex99d3.htm
<DESCRIPTION>CHANGE OF LIFE INSURED RIDER
<TEXT>
Document 4 - file: dex99d3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(4)
<SEQUENCE>5
<FILENAME>dex99d4.htm
<DESCRIPTION>OVERLOAN PROTECTION RIDER
<TEXT>
Document 5 - file: dex99d4.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(D)(5)
<SEQUENCE>6
<FILENAME>dex99d5.htm
<DESCRIPTION>RETURN OF PREMIUM DEATH BENEFIT RIDER
<TEXT>
Document 6 - file: dex99d5.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(E)
<SEQUENCE>7
<FILENAME>dex99e.htm
<DESCRIPTION>POLICY APPLICATION
<TEXT>
Document 7 - file: dex99e.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(G)(1)
<SEQUENCE>8
<FILENAME>dex9926g1.htm
<DESCRIPTION>OPTIMUM AGREEMENT
<TEXT>
Document 8 - file: dex9926g1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(G)(2)
<SEQUENCE>9
<FILENAME>dex9926g2.htm
<DESCRIPTION>TRANSAMERICA AGREEMENT
<TEXT>
Document 9 - file: dex9926g2.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(G)(3)
<SEQUENCE>10
<FILENAME>dex9926g3.htm
<DESCRIPTION>MUNICH AGREEMENT
<TEXT>
Document 10 - file: dex9926g3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(G)(4)
<SEQUENCE>11
<FILENAME>dex9926g4.htm
<DESCRIPTION>GENERALI AGREEMENT
<TEXT>
Document 11 - file: dex9926g4.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(G)(5)
<SEQUENCE>12
<FILENAME>dex9926g5.htm
<DESCRIPTION>HANNOVER AGREEMENT
<TEXT>
Document 12 - file: dex9926g5.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(G)(6)
<SEQUENCE>13
<FILENAME>dex9926g6.htm
<DESCRIPTION>SWISS RE AGREEMENT
<TEXT>
Document 13 - file: dex9926g6.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(K)
<SEQUENCE>14
<FILENAME>dex9926k.htm
<DESCRIPTION>OPINION AND CONSENT OF COUNSEL
<TEXT>
Document 14 - file: dex9926k.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(26)(N)
<SEQUENCE>15
<FILENAME>dex9926n.htm
<DESCRIPTION>CONSENTS OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
<TEXT>
Document 15 - file: dex9926n.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(POA)
<SEQUENCE>16
<FILENAME>dex99poa.htm
<DESCRIPTION>POWERS OF ATTORNEY
<TEXT>
Document 16 - file: dex99poa.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>g41765sig1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 18 - file: g41765sig1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>g48991ex9926gp536539541.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 19 - file: g48991ex9926gp536539541.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>g48991ex9926gp538540542.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 20 - file: g48991ex9926gp538540542.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>g48991ex99_26kpg001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 21 - file: g48991ex99_26kpg001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>g48991g30k94.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 22 - file: g48991g30k94.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>g48991g32j70.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 23 - file: g48991g32j70.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>g48991g39y39.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 24 - file: g48991g39y39.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>g48991g48d01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 25 - file: g48991g48d01.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>g48991g55v34.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 26 - file: g48991g55v34.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>g48991g76u36.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 27 - file: g48991g76u36.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>g48991g86y34.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 28 - file: g48991g86y34.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>g48991image001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 29 - file: g48991image001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>g48991image002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 30 - file: g48991image002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>g48991image003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 31 - file: g48991image003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>g48991img001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 32 - file: g48991img001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>CORRESP
<SEQUENCE>33
<FILENAME>filename33.htm
<TEXT>
Document 33 - file: filename33.htm

</DOCUMENT>
</SEC-DOCUMENT>