497 1 d497.txt JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) ACCOUNT N CVUL05 Supplement Dated December 18, 2006 to Prospectuses dated MAY 1, 2006 or later This supplement is intended for distribution with prospectuses dated May 1, 2006 or later for variable life insurance contracts issued by John Hancock Life Insurance Company, John Hancock Variable Life Insurance Company, John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses bear the titles Medallion Executive Variable Life Performance Survivorship Variable Universal Life Medallion Executive Variable Life II Performance Executive Variable Life Medallion Executive Variable Life III Medallion Variable Universal Life Plus Majestic Variable Universal Life Medallion Variable Universal Life Edge Majestic Variable Universal Life 98 Medallion Variable Universal Life Edge II Variable Master Plan Plus VUL Accumulator Majestic Variable COLI EPVUL Variable Estate Protection Accumulation VUL Majestic Variable Estate Protection VUL Protector Majestic Variable Estate Protection 98 SPVL Variable Estate Protection Plus Survivorship VUL Variable Estate Protection Edge Protection Variable Universal Life Majestic Performance Survivorship VUL Corporate VUL Majestic Performance VUL
Effective December 18, 2006 UBS Global Asset Management (Americas) Inc. will replace Fidelity Management & Research Company as the sub-adviser for the Strategic Opportunities portfolio. 12-18-06VLI ProdSupp