497J 1 d497j.txt JH ACCT N = CVUL 03 AND CVUL 04 John Hancock Financial Services, Inc. John Hancock Place Post Office Box 111 Boston, Massachusetts 02117 [LOGO] John Hancock(R) (617) 572-8050 Financial Services Fax: (617) 572-9161 E-mail: rbocage@jhancock.com Ronald J. Bocage Vice President and Counsel VIA EDGAR May 5, 2005 U.S. Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Attention: Filing Room RE John Hancock Life Insurance Company (U.S.A.) Registration Statements Filed On Form N -6 -------------------------------------------------------------------------------- John Hancock Life Insurance Company (U.S.A.) Account A # 333-85284 (VUL Accumulator II, EPVUL -------------------------------------------------------------------------------- John Hancock Life Insurance Company (U.S.A.) Account A # 333-88748 (VUL Protector) -------------------------------------------------------------------------------- John Hancock Life Insurance Company (U.S.A.) Account A (SPVL) # 333-71136 -------------------------------------------------------------------------------- John Hancock Life Insurance Company (U.S.A.) Account A #333-100597 (Survivorship VUL) -------------------------------------------------------------------------------- John Hancock Life Insurance Company (U.S.A.) Account N #333-100567 (Corporate VUL 03, Corporate VUL 04) -------------------------------------------------------------------------------- John Hancock Life Insurance Company of New York Registration Statements Filed On Form N-6 -------------------------------------------------------------------------------- John Hancock Life Insurance Company of New York Account B # 333-85296 (VUL Accumulator) -------------------------------------------------------------------------------- John Hancock Life Insurance Company of New York Account B # 333-88972 (VUL Protector 2002) -------------------------------------------------------------------------------- John Hancock Life Insurance Company of New York Account B (SPVL) # 333-33504 -------------------------------------------------------------------------------- John Hancock Life Insurance Company of New York Account B #333-100664 (Survivorship VUL 2003) -------------------------------------------------------------------------------- Dear Sir/Madam: Pursuant to rule 497(j) and in lieu of filing final printed prospectuses and Statements of Additional Information, we hereby certify respecting the above-captioned registration statements on Form N-6 that: (1) the form of prospectus and Statement of Additional Information that would have been filed under Rule 497 would not have differed from that contained in the most recent amendment to the registration statement, and (2) the text of the most recent amendment to the registration statement has been filed electronically. Sincerely, Ronald J. Bocage Vice President and Counsel