POWER OF ATTORNEY

         I, an undersigned Director of The Manufacturers Life Insurance Company
of (U.S.A.) (the "Company"), do hereby constitute and appoint John D. DesPrez
III, Robert A. Cook, James D. Gallagher, Stephen L. Rosen, or any of them, my
true and lawful attorneys to sign or execute (i) registration statements and
reports and other filings to be filed with the Securities and Exchange
Commission ("SEC") under the Securities Act of 1933, as amended (the "1933 Act")
and/or the Investment Company Act of 1940, as amended (the "1940 Act") and (ii)
reports and other filings to be filed with the SEC (or any other regulatory
entity) pursuant to the Securities Exchange Act of 1934 (the "1934 Act") and to
do any and all acts and things and to sign or execute any and all instruments
for me, in my name, in the capacities indicated below, which said attorney, may
deem necessary or advisable to enable the Company to comply with the 1933 Act,
the 1940 Act and the 1934 Act, and any rules, regulations and requirements of
the SEC, in connection with such registration statements, reports and filings
made under the 1933 Act, the 1940 Act and the 1934 Act, including specifically,
but without limitation, power and authority to sign or execute for me, in my
name, and in the capacities indicated below, (i) any and all amendments
(including post-effective amendments) to such registration statements and (ii)
Form 10-Ks and Form 10-Qs filed under the 1934 Act; and I do hereby ratify and
confirm all that the said attorneys, or any of them, shall do or cause to be
done by virtue of this power of attorney. This Power of Attorney is intended to
supersede any and all prior Power of Attorneys in connection with the above
mentioned acts, and is effective February 26, 2004 and remains in effect until
revoked or revised.

/s/ Alison Alden                      Director              February 26, 2004
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Alison Alden