EXHIBIT 23



              CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS


 We consent to the incorporation by reference in the Registration  Statements
 (Form S-8 No.  333-67570, 333-67568, 333-67566,  333-57228, 333-57226,  333-
 68943, 333-68941, 33-62747 and 33-26640) of  our report dated May 18,  2001,
 except for Note 11, as to which the date  is June 13, 2001, with respect  to
 the combined financial statements of CCN  Managed Care, Inc. and  Affiliates
 for the year ended December 31, 2000.


 Ernst & Young LLP

 San Diego, California
 October 24, 2001