EXHIBIT 32.1

                    CERTIFICATION OF CHIEF EXECUTIVE OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     I, Thomas M. Duff, Chief Executive Officer of the Company, certify,
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. section
1350, that:

(1)  The Quarterly Report on Form 10-Q of the Company for the quarter ended
     September 30, 2004 (the "Report") fully complies with the requirements of
     section 13(a) of the Securities Exchange Act of 1934 (15 U.S.C. 78m); and

(2)  The information contained in the Report fairly presents, in all material
     respects, the financial condition and result of operations of the Company.


November 9, 2004

                                                  By: /s/ Thomas M. Duff
                                                     ---------------------------
                                                      Chief Executive Officer