N-Q 1 a_moneymarket.htm PUTNAM MONEY MARKET FUND

                                                 UNITED STATES
                             SECURITIES AND EXCHANGE COMMISSION 
                                          Washington, D.C. 20549

                                                    FORM N-Q

QUARTERLY SCHEDULE OF PORTFOLIO HOLDINGS OF REGISTERED MANAGEMENT 
                                        INVESTMENT COMPANY

Investment Company Act file number: (811- 02608 )

Exact name of registrant as specified in charter: Putnam Money Market Fund

Address of principal executive offices: One Post Office Square, Boston, Massachusetts 02109

Name and address of agent for service:  Beth S. Mazor, Vice President 
  One Post Office Square 
  Boston, Massachusetts 02109 
 
Copy to:  John W. Gerstmayr, Esq. 
  Ropes & Gray LLP 
  One International Place 
  Boston, Massachusetts 02110 
 
Registrant’s telephone number, including area code:    (617) 292-1000 

Date of fiscal year end: September 30, 2007

Date of reporting period: December 31, 2006

Item 1. Schedule of Investments:


Putnam Money Market Fund         

 
The fund's portfolio         
12/31/06 (Unaudited)         
 
COMMERCIAL PAPER (68.7%)(a)         
      Principal   
  Yield (%)  Maturity date  amount  Value 

Domestic (53.4%)         
Amstel Funding Corp.  5.381  4/25/07  $15,000,000  $14,751,100 
Amstel Funding Corp.  5.341  4/17/07  26,000,000  25,598,437 
Amstel Funding Corp.  5.332  2/27/07  30,500,000  30,245,986 
Amstel Funding Corp.  5.306  5/25/07  33,073,000  32,389,050 
Aquifer Funding, LLC  5.323  1/5/07  46,000,000  45,972,912 
Aquifer Funding, LLC  5.323  1/4/07  30,000,000  29,986,750 
Atlantic Asset Securitization, LLC  5.345  2/9/07  18,718,000  18,610,325 
Atlantic Asset Securitization, LLC  5.334  3/21/07  19,233,000  19,010,576 
BA Credit Card Trust Emerald Notes  5.352  3/22/07  12,800,000  12,649,813 
BA Credit Card Trust Emerald Notes  5.337  1/24/07  21,800,000  21,726,601 
BA Credit Card Trust Emerald Notes  5.330  1/9/07  20,000,000  19,976,622 
BA Credit Card Trust Emerald Notes  5.324  1/16/07  10,000,000  9,978,042 
BA Credit Card Trust Emerald Notes  5.323  2/26/07  34,000,000  33,721,804 
BA Credit Card Trust Emerald Notes  5.317  2/22/07  34,000,000  33,741,921 
Bank of America Corp.  5.325  3/15/07  30,000,000  29,683,363 
Bank of America Corp.  5.321  3/16/07  20,000,000  19,784,167 
Bear Stearns Cos.  5.317  2/1/07  33,000,000  32,850,528 
Bear Stearns Cos.  5.317  1/22/07  16,000,000  15,950,907 
Bryant Park Funding, LLC  5.332  1/25/07  32,370,000  32,256,440 
Bryant Park Funding, LLC  5.320  1/17/07  24,640,000  24,582,507 
Bryant Park Funding, LLC  5.312  2/21/07  28,000,000  27,790,957 
CAFCO, LLC.  5.316  1/26/07  22,000,000  21,919,639 
CHARTA, LLC  5.341  1/22/07  36,000,000  35,889,330 
CHARTA, LLC  5.329  1/30/07  25,000,000  24,893,868 
CHARTA, LLC  5.316  1/19/07  30,000,000  29,921,100 
Citibank Credit Card Issuance Trust Dakota Notes  5.326  1/12/07  23,000,000  22,963,104 
Citibank Credit Card Issuance Trust Dakota Notes  5.308  3/6/07  39,000,000  38,636,693 
Citigroup Funding, Inc.  5.326  2/16/07  22,000,000  21,851,714 
Citius II Funding, Ltd.  5.341  2/16/07  8,250,000  8,194,129 
Citius II Funding, Ltd.  5.335  3/1/07  48,000,000  47,586,066 
Citius II Funding, Ltd.  5.322  2/2/07  22,000,000  21,896,844 
Countrywide Financial Corp.  5.339  1/3/07  62,000,000  61,981,534 
Countrywide Financial Corp.  5.334  1/10/07  19,112,000  19,086,629 
CRC Funding, LLC  5.324  1/16/07  25,000,000  24,944,896 
CRC Funding, LLC  5.320  1/11/07  25,000,000  24,963,472 
CRC Funding, LLC  5.319  1/9/07  10,000,000  9,988,289 
Curzon Funding, LLC  5.392  3/12/07  19,000,000  18,806,042 
Curzon Funding, LLC  5.342  3/23/07  19,000,000  18,774,708 
Curzon Funding, LLC  5.321  2/9/07  48,000,000  47,726,740 
Curzon Funding, LLC  5.311  3/21/07  10,000,000  9,885,231 
Gotham Funding Corp.  5.348  2/13/07  16,259,000  16,155,877 
Gotham Funding Corp.  5.341  1/25/07  44,299,000  44,141,886 
Gotham Funding Corp.  5.322  1/11/07  20,000,000  19,970,556 
Govco, Inc.  5.327  2/15/07  22,000,000  21,855,487 
Govco, Inc.  5.320  1/8/07  50,000,000  49,948,958 
Govco, Inc.  5.315  3/7/07  20,000,000  19,810,597 
Grampian Funding, LLC  5.349  4/13/07  50,000,000  49,261,350 
Grampian Funding, LLC  5.347  2/26/07  24,000,000  23,804,000 
Grampian Funding, LLC  5.310  4/16/07  20,000,000  19,695,792 
Klio II Funding Corp.  5.370  1/29/07  26,000,000  25,892,013 
Klio II Funding Corp.  5.340  2/13/07  35,000,000  34,779,685 
Klio II Funding Corp.  5.338  3/15/07  28,221,000  27,919,419 
Klio II Funding Corp.  5.330  1/19/07  20,000,000  19,947,000 
Klio II Funding Corp.  5.320  3/8/07  18,000,000  17,826,750 
Old Line Funding Corp.  5.324  1/5/07  39,894,000  39,870,507 
Procter & Gamble Co.  5.325  2/9/07  26,000,000  25,850,998 
Ranger Funding Co., LLC  5.343  2/14/07  30,000,000  29,805,667 
Ranger Funding Co., LLC  5.317  2/27/07  25,400,000  25,188,058 
Thunder Bay Funding, Inc.  5.339  2/9/07  15,653,000  15,563,126 
Thunder Bay Funding, Inc.  5.321  1/8/07  21,503,000  21,480,965 
Thunder Bay Funding, Inc.  5.310  1/2/07  29,000,000  28,995,739 
Thunder Bay Funding, Inc.  5.309  2/7/07  22,106,000  21,986,493 
Vehicle Services of America, Ltd. (Bank of America,         
N.A. (Letter of Credit (LOC)))  5,347  2/14/07  38,700,000  38,450,256 
Windmill Funding Corp.  5.320  1/18/07  10,000,000  9,975,208 
Working Capital Management Co., L.P.  5.335  1/17/07  24,000,000  23,943,253 
Working Capital Management Co., L.P.  5.324  1/8/07  9,800,000  9,789,901 
Yorktown Capital, LLC  5.317  2/15/07  13,056,000  12,969,830 
        1,736,048,207 

 
Foreign (15.3%)         
Atlantis One Funding Corp. (Netherlands)  5.318  3/16/07  21,000,000  20,773,375 
Atlantis One Funding Corp. (Netherlands)  5.313  4/11/07  13,000,000  12,813,306 
Bank of Ireland (Ireland)  5.402  2/20/07  29,000,000  28,788,340 
Bank of Ireland (Ireland)  5.320  1/30/07  31,000,000  30,868,896 
Barclays U.S. Funding Corp. (United Kingdom)  5.320  4/2/07  25,000,000  24,671,875 
Danske Corp. (Denmark)  5.301  1/22/07  21,000,000  20,936,178 
HBOS Treasury Services PLC (United Kingdom)  5.338  3/13/07  27,000,000  26,722,035 
HBOS Treasury Services PLC (United Kingdom)  5.313  3/5/07  34,000,000  33,688,220 
ICICI Bank, Ltd. (Fortis Bank SA/NV (LOC)) (Belgium)  5.332  2/9/07  22,000,000  21,874,398 
ING America Insurance Holdings (Netherlands)  5.318  2/12/07  15,199,000  15,105,906 
Societe Generale (France)  5.318  4/4/07  20,190,000  19,919,824 
Stadshypotek Delaware, Inc. (Sweden)  5.325  1/22/07  26,000,000  25,920,375 
Swedbank Mortgage AB (Sweden)  5.299  3/7/07  35,000,000  34,669,493 


Tulip Funding Corp. (Netherlands)  5.386  1/29/07    40,000,000  39,833,244 
Tulip Funding Corp. (Netherlands)  5.342  1/23/07    32,000,000  31,896,942 
UniCredito Italiano Bank (Ireland) PLC (Italy)  5.341  4/18/07    7,000,000  6,891,395 
UniCredito Italiano Bank (Ireland) PLC (Italy)  5.335  3/5/07    48,500,000  48,054,406 
UniCredito Italiano Bank (Ireland) PLC (Italy)  5.332  1/25/07    16,500,000  16,442,030 
UniCredito Italiano Bank (Ireland) PLC (Italy)  5.329  1/3/07    10,600,000  10,596,879 
Westpac Trust Securities NZ, Ltd. (Australia)  5.347  4/13/07    27,000,000  26,600,287 
          497,067,404 

Total commercial paper (cost $2,233,115,611)          $2,233,115,611 
CERTIFICATES OF DEPOSIT (12.7%)(a)           
        Principal   
  Yield (%)  Maturity date    amount  Value 

Domestic (3.2%)           
Bank of America N.A. FRN, Ser. BKNT  5.320  3/20/07    $26,000,000  $26,000,000 
Charter One Bank N.A. Ser. CD  5.340  1/17/07    27,000,000  27,000,000 
Citizens Bank of Pennsylvania Ser. CD  5.320  3/8/07    35,000,000  35,000,000 
SunTrust Bank FRN, Ser. CD  5.300  2/9/07    18,000,000  17,999,811 
          105,999,811 

 
Foreign (9.5%)           
Barclays Bank PLC FRN, Ser. YCD (United Kingdom)  5.295  4/4/07    23,000,000  22,998,843 
Calyon FRN Ser. YCD (France)  5.300  9/13/07    25,000,000  24,995,215 
Canadian Imperial Bank of Commerce FRN, Ser. YCD1           
(Canada) (M)  5.350  12/23/10    31,000,000  31,000,000 
Credit Agricole S.A. Ser. ECD (France)  5.330  3/13/07    25,000,000  24,999,518 
Credit Suisse New York FRN, Ser. MTN (Switzerland)  5.329  8/1/07    32,000,000  32,000,838 
Deutsche Bank AG Ser. YCD (Germany)  5.400  12/12/07    25,000,000  25,000,000 
Deutsche Bank AG Ser. ECD (Germany)  4.900  2/5/07    29,000,000  28,985,928 
Deutsche Bank AG Ser. ECD (Germany)  4.900  2/5/07    16,500,000  16,498,410 
Deutsche Bank AG Ser. ECD (Germany)  4.860  1/31/07    28,000,000  27,999,333 
Svenska Handelsbanken FRN, Ser. YCD (Sweden)  5.295  10/4/07    19,000,000  18,995,972 
Toronto Dominion Bank (Canada)  5.418  12/18/07    24,000,000  24,000,000 
Westpac Banking Corp. FRN, Ser. DPNT (Australia)  5.310  12/7/07    31,000,000  30,996,337 
          308,470,394 

Total certificates of deposit (cost $414,470,205)          $414,470,205 
CORPORATE BONDS AND NOTES (12.2%)(a)           
        Principal   
  Yield (%)  Maturity date    amount  Value 

Domestic (4.0%)           
Bank of New York Co., Inc. (The) 144A sr. notes FRN,           
Ser. XMTN (M)  5.340  3/10/15    $20,000,000  $20,000,000 
Lehman Brothers Holdings, Inc. FRN, Ser. MTN  5.340  6/26/07    27,000,000  27,000,000 
Merrill Lynch & Co., Inc. FRN, Ser. C (M)  5.360  9/15/10    14,500,000  14,500,000 
Merrill Lynch & Co., Inc. FRN, Ser. MTN (M)  5.330  8/24/11    30,000,000  30,000,000 
Morgan Stanley Dean Witter & Co. FRN, Ser. EXL1  5.460  3/14/07    19,000,000  19,004,437 
Wachovia Corp. sr. notes FRN  5.454  7/20/07    20,000,000  20,012,088 
          130,516,525 

 
Foreign (8.2%)           
Bank of Ireland 144A unsec. notes FRN, Ser. XMTN           
(Ireland) (M)  5.350  10/20/10    23,000,000  23,000,000 
BNP Paribas 144A FRN (France) (M)  5.345  5/19/11    20,000,000  20,000,000 
Credit Agricole S.A. 144A FRN (France) (M)  5.344  7/22/11    26,000,000  26,000,000 
DnB NOR Bank ASA 144A FRN (Norway) (M)  5.340  5/25/11    31,000,000  31,000,000 
HBOS Treasury Services PLC 144A FRN, Ser. MTN* (United           
Kingdom) (M)  5.320  2/9/11    25,000,000  25,000,000 
HSBC Finance Corp. FRN, Ser. MTN (United Kingdom)  5.410  10/4/07    15,000,000  15,007,563 
HSBC USA, Inc. sr. notes FRN, Ser. EXT (United           
Kingdom) (M)  5.350  12/15/11    36,000,000  36,000,000 
National Australia Bank, Ltd. 144A FRB (Australia) (M)  5.320  3/7/11    11,000,000  11,000,000 
Nordea Bank AB 144A FRN (Sweden) (M)  5.360  8/11/10    20,000,000  20,000,000 
Societe Generale 144A unsec. notes FRN, Ser. MTN           
(France) (M)  5.340  11/2/10    15,000,000  15,000,000 
Westpac Banking Corp. 144A FRN (Australia) (M)  5.330  12/6/11    21,000,000  21,000,000 
Westpac Banking Corp. 144A FRN (Australia) (M)  5.320  2/16/11    24,000,000  24,000,000 
          267,007,563 

 
Total corporate bonds and notes (cost $397,524,088)          $397,524,088 
U.S. GOVERNMENT AGENCY OBLIGATIONS (1.6%)(a)           
        Principal   
  Yield (%)  Maturity date    amount  Value 

Fannie Mae notes  5.410  12/28/07    $26,000,000  $26,000,000 
Fannie Mae notes  5.300  1/8/08    26,000,000  26,000,000 

 
Total U.S. government agency obligations (cost $52,000,000)          $52,000,000 
ASSET-BACKED SECURITIES (1.0%)(a) (cost $32,647,370)           
        Principal   
  Yield (%)            Maturity date    amount  Value 

TIAA Real Estate CDO, Ltd. 144A FRB, Ser. 03-1A,           
Class A1MM (Cayman Islands) (M)  5.380  12/28/18    $32,647,370  $32,647,370 

 
 
MUNICIPAL BONDS AND NOTES (0.5%)(a) (cost $15,500,000)           
        Principal   
  Yield (%)  Maturity date       Rating (RAT)  amount  Value 

CO Hsg. & Fin. Auth. VRDN (Multi-Fam.), Ser. B1,           
Class II, MBIA (M)  5.380  10/1/44  VMIG1  $15,500,000  $15,500,000 

 
 
MUNICIPAL COMMERCIAL PAPER (0.4%)(a) (cost $13,000,000)           


        Principal   
  Yield (%)     Maturity date    Rating (RAT)     amount  Value 

Montgomery Cnty., Commercial Paper (Catholic Hlth.           
Initiatives)  5.470  3/15/07  P-1  $13,000,000  $13,000,000 

 
 
SHORT-TERM INVESTMENTS (4.5%)(a) (cost $147,403,000)           
        Shares  Value 

Putnam Prime Money Market Fund (e)        147,403,000  $147,403,000 

 
 
 
TOTAL INVESTMENTS           
Total investments (cost $3,305,660,274) (b)          $3,305,660,274 


NOTES

(a) Percentages indicated are based on net assets of $3,251,955,428.

(RAT) The Moody's or Standard & Poor's ratings indicated are believed to be the most recent ratings available at December 31, 2006 for the securities listed. Ratings are generally ascribed to securities at the time of issuance. While the agencies may from time to time revise such ratings, they undertake no obligation to do so, and the ratings do not necessarily represent what the agencies would ascribe to these securities at December 31, 2006. Securities rated by Putnam are indicated by "/P." Security ratings are defined in the Statement of Additional Information.

(b) The aggregate identified cost on a financial reporting and tax basis is the same.

(e) The fund invests in Putnam Prime Money Market Fund, an open-end management investment company managed by Putnam Investment Management, LLC ("Putnam Management"), the fund's manager, an indirect wholly-owned subsidiary of Putnam, LLC. Investments in Putnam Prime Money Market Fund are valued at its closing net asset value each business day. Management fees paid by the fund are reduced by an amount equal to the management and administrative fees paid by Putnam Prime Money Market Fund with respect to assets invested by the fund in Putnam Prime Money Market Fund. Income distributions earned by the fund totaled $1,569,820 for the period ended December 31, 2006. During the period ended December 31, 2006, cost of purchases and proceeds of sales of investments in Putnam Prime Money Market Fund aggregated $487,764,580 and $514,861,580, respectively.

(M) The security's effective maturity date is less than one year.

144A after the name of an issuer represents securities exempt from registration under Rule 144A under the Securities Act of 1933, as amended. These securities may be resold in transactions exempt from registration, normally to qualified institutional buyers.

The rates shown on Variable Rate Demand Notes (VRDN), Floating Rate Bonds (FRB) and Floating Rate Notes (FRN) are the current interest rates at December 31, 2006.

The dates shown on debt obligations are the original maturity dates.

MBIA represents MBIA Insurance Company

DIVERSIFICATION BY COUNTRY

Distribution of investments by country of issue at December 31, 2006: (as a percentage of Portfolio Value)   
 
Australia  3.4% 
Belgium  0.7 
Canada  1.7 
Cayman Islands  1.0 
Denmark  0.6 
France  3.9 
Germany  3.0 
Ireland  2.5 
Italy  2.5 
Netherlands  3.6 
Norway  0.9 
Sweden  3.0 
Switzerland  1.0 
United Kingdom  5.6 
United States  66.6 

Total  100.0% 

Security valuation The valuation of the fund’s portfolio instruments is determined by means of the amortized cost method (which approximates market value) as set forth in Rule 2a-7 under the Investment Company Act of 1940. The amortized cost of an instrument is determined by valuing it at its original cost and thereafter amortizing any discount or premium from its face value at a constant rate until maturity.

For additional information regarding the fund please see the fund's most recent annual or semiannual shareholder report filed on the Securities and Exchange Commission's Web site, www.sec.gov, or visit Putnam's Individual Investor Web site at www.putnaminvestments.com


Item 2. Controls and Procedures:

(a) The registrant's principal executive officer and principal financial officer have concluded, based on their evaluation of the effectiveness of the design and operation of the registrant's disclosure controls and procedures as of a date within 90 days of the filing date of this report, that the design and operation of such procedures are generally effective to provide reasonable assurance that information required to be disclosed by the registrant in this report is recorded, processed, summarized and reported within the time periods specified in the Commission's rules and forms.

(b) Changes in internal control over financial reporting: Not applicable

Item 3. Exhibits:

Separate certifications for the principal executive officer and principal financial officer of the registrant as required by Rule 30a-2(a) under the Investment Company Act of 1940, as amended, are filed herewith.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Putnam Money Market Fund

By (Signature and Title):

/s/ Janet C. Smith
Janet C. Smith
Principal Accounting Officer
Date: February 28, 2007

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

By (Signature and Title):

/s/ Charles E. Porter
Charles E. Porter
Principal Executive Officer
Date: February 28, 2007

By (Signature and Title):

/s/ Steven D. Krichmar
Steven D. Krichmar
Principal Financial Officer
Date: February 28, 2007