-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, RA8MBsFnUn4JENwf5hq5PgInC1w0SlGZajZ0apPzjPzOSkYKunVxaTcMhBYsBzRj FXR9D/e93rPkiz2feF5Rww== 0000928816-03-000047.txt : 20030117 0000928816-03-000047.hdr.sgml : 20030117 20030117110933 ACCESSION NUMBER: 0000928816-03-000047 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20030117 EFFECTIVENESS DATE: 20030117 FILER: COMPANY DATA: COMPANY CONFORMED NAME: PUTNAM MONEY MARKET FUND CENTRAL INDEX KEY: 0000081248 IRS NUMBER: 046386436 STATE OF INCORPORATION: MA FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 002-55091 FILM NUMBER: 03517189 BUSINESS ADDRESS: STREET 1: ONE POST OFFICE SQ STREET 2: MAILSTOP A-14 LEGAL DEPARTMENT CITY: BOSTON STATE: MA ZIP: 02109 BUSINESS PHONE: 6172921471 MAIL ADDRESS: STREET 1: MAILSTOP A-14 LEGAL DEPARTMENT STREET 2: ONE POST OFFICE SQUARE CITY: BOSTON STATE: MA ZIP: 02109 FORMER COMPANY: FORMER CONFORMED NAME: PUTNAM DAILY DIVIDEND TRUST DATE OF NAME CHANGE: 19920703 497 1 aoafns1.txt PUTNAM MONEY MARKET FUND Prospectus Supplement 200320 1/03 dated January 17, 2003 to Putnam Money Market Fund Prospectus dated January 30, 2002 - ------------------------------------------------------------------------------- Effective January 21,2003,the Putnam Money Market Fund will offer class R shares to qualified employee benefit plans. This document provides important information about class R shares and supplements the prospectus of the fund. The section "Fees and Expenses" is supplemented as follows: FEES AND EXPENSES This table summarizes the fees and expenses you may pay if you invest in class R shares of the fund. Expenses for class R shares are estimated based on expenses for the fund's class A shares during the last scal year. Shareholder Fees (fees paid directly from your investment) - ------------------------------------------------------------------------------- Maximum Sales Charge (Load) NONE Imposed on Purchases (as a percentage of the offering price) Maximum Deferred Sales Charge (Load) NONE (as a percentage of the original purchase price or redemption proceeds, whichever is lower) Annual Fund Operating Expenses (expenses that are deducted from fund assets) - ------------------------------------------------------------------------------- Total Management Distribution Other Annual Fund Fees (12b-1)Fees Expenses Operating Expenses 0.31% 0.50% 0.19% 1.00% PUTNAM INVESTMENTS [SCALE LOGO OMITTED] EXAMPLE The example translates the expenses shown in the preceding table into dollar amounts. By doing this, you can more easily compare the cost of investing in the fund to the cost of investing in other mutual funds. The example makes certain assumptions. It assumes that you invest $10,000 in the fund's class R shares for the time periods shown and then redeem all your shares at the end of those periods. It also assumes a 5% return on your investment each year and that the fund's operating expenses remain the same. The example is hypothetical; your actual costs and returns may be higher or lower. 1 year 3 years 5 years 10 years - ------------------------------------------------------------------------------- $102 $318 $552 $1,225 The section "WHICH CLASS OF SHARES IS BEST FOR ME?" has been revised as follows: The last sentence of the first paragraph is added as follows: Qualified employee-benefit plans of the Money Market Fund may also choose class R shares. The section "Distribution (12b-1) plans" is replaced with the following: * Distribution (12b-1) plans. Putnam Money Market Fund has adopted distribution plans to pay for the marketing of its class B, class C, class M, class R and class T shares and for services provided to shareholders. The plans provide for payments at annual rates (based on average net assets) of up to 0.75% on class B shares, 0.35% on class T shares and 1.00% on class C, class M and class R shares. The Trustees currently limit payments on class M shares to 0.15%, on class T shares to 0.25% and on class B, class C and class R shares to 0.50% of average net assets, respectively. Because these fees are paid out of the fund's assets on an ongoing basis, they will increase the cost of your investment. The higher fees for class B, class C, class M, class R and class T shares means they have higher expense ratios and lower dividends than class A shares. Because class C, class M, class R and class T shares, unlike class B shares, do not convert to class A shares, class C, class M, class R and class T shares may cost you more over time than class B shares. -----END PRIVACY-ENHANCED MESSAGE-----