Certifications

I, Charles E. Porter, a principal financial officer of the funds
listed on Attachment A, certify that:
1. I have reviewed each report on Form N-SAR for the funds
listed on Attachment A:
2. Based on my knowledge, each report does not contain any
untrue statements of a material fact or omit to state a material
fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not
misleading with respect to the period covered by each report;
3. Based on my knowledge, the financial information included in
each report, and the financial statements on which the financial
information is based, fairly present in all material respects
the financial condition, results of operations, changes in net
assets, and cash flows (if the financial statements are required
to include a statement of cash flows) of the registrants as of,
and for, the periods presented in each report;
4. Each registrants other certifying officers and I are
responsible for establishing and maintaining disclosure controls
and procedures (as defined in rule 30a-2(c) under the Investment
Company Act) for the registrants and have:
a) designed such disclosure controls and procedures to ensure
that material information relating to the registrants, including
its consolidated subsidiaries, is made known to us by others
within those entities, particularly during the period in which
each report  are being prepared;
b) evaluated the effectiveness of  each registrants disclosure
controls and procedures as of a date within 90 days prior to the
filing date of  each report (the "Evaluation Date"); and
c) presented in  each report our conclusions about the
effectiveness of the disclosure controls and procedures based on
our evaluations as of the Evaluation Date;
5.  Each registrants other certifying officers and I have
disclosed, based on our most recent evaluation, to each
registrants auditors and the audit committee of each registrants
board of directors (or persons performing the equivalent
functions):
a) all significant deficiencies in the design or operation of
internal controls which could adversely affect  each registrants
ability to record, process, summarize, and report financial data
and have identified for  each registrants auditors any material
weaknesses in internal controls; and
b) any fraud, whether or not material, that involves management
or other employees who have a significant role in  each
registrants internal controls; and



6.  Each registrants other certifying officers and I have
indicated in each report whether or not there were significant
changes in internal controls or in other factors that could
significantly affect internal controls subsequent to the date of
our most recent evaluation, including any corrective actions
with regard to significant deficiencies and material weaknesses.


Date:  December 19, 2002
/s/Charles E. Porter
Charles E. Porter
Treasurer and Executive Vice President

Certifications

I, Karnig H. Durgarian, a principal executive officer of the
funds listed on Attachment A, certify that:
1. I have reviewed each report on Form N-SAR for the funds
listed on Attachment A:
2. Based on my knowledge, each report does not contain any
untrue statements of a material fact or omit to state a material
fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not
misleading with respect to the period covered by each report;
3. Based on my knowledge, the financial information included in
each report, and the financial statements on which the financial
information is based, fairly present in all material respects
the financial condition, results of operations, changes in net
assets, and cash flows (if the financial statements are required
to include a statement of cash flows) of the registrants as of,
and for, the periods presented in each report;
4. Each registrants other certifying officers and I are
responsible for establishing and maintaining disclosure controls
and procedures (as defined in rule 30a-2(c) under the Investment
Company Act) for the registrants and have:
a) designed such disclosure controls and procedures to ensure
that material information relating to the registrants, including
its consolidated subsidiaries, is made known to us by others
within those entities, particularly during the period in which
each report  are being prepared;
b) evaluated the effectiveness of  each registrants disclosure
controls and procedures as of a date within 90 days prior to the
filing date of  each report (the "Evaluation Date"); and
c) presented in  each report our conclusions about the
effectiveness of the disclosure controls and procedures based on
our evaluations as of the Evaluation Date;
5.  Each registrants other certifying officers and I have
disclosed, based on our most recent evaluation, to each
registrants auditors and the audit committee of each registrants
board of directors (or persons performing the equivalent
functions):
a) all significant deficiencies in the design or operation of
internal controls which could adversely affect  each registrants
ability to record, process, summarize, and report financial data
and have identified for  each registrants auditors any material
weaknesses in internal controls; and
b) any fraud, whether or not material, that involves management
or other employees who have a significant role in  each
registrants internal controls; and



6.  Each registrants other certifying officers and I have
indicated in each report whether or not there were significant
changes in internal controls or in other factors that could
significantly affect internal controls subsequent to the date of
our most recent evaluation, including any corrective actions
with regard to significant deficiencies and material weaknesses.


Date:  December 19, 2002
/s/Karnig H. Durgarian
Karnig H. Durgarian
Principal Executive Officer


Certifications

I, Steven D. Krichmar, a principal financial officer of the
funds listed on Attachment A, certify that:
1. I have reviewed each report on Form N-SAR for the funds
listed on Attachment A:
2. Based on my knowledge, each report does not contain any
untrue statements of a material fact or omit to state a material
fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not
misleading with respect to the period covered by each report;
3. Based on my knowledge, the financial information included in
each report, and the financial statements on which the financial
information is based, fairly present in all material respects
the financial condition, results of operations, changes in net
assets, and cash flows (if the financial statements are required
to include a statement of cash flows) of the registrants as of,
and for, the periods presented in each report;
4. Each registrants other certifying officers and I are
responsible for establishing and maintaining disclosure controls
and procedures (as defined in rule 30a-2(c) under the Investment
Company Act) for the registrants and have:
a) designed such disclosure controls and procedures to ensure
that material information relating to the registrants, including
its consolidated subsidiaries, is made known to us by others
within those entities, particularly during the period in which
each report  are being prepared;
b) evaluated the effectiveness of  each registrants disclosure
controls and procedures as of a date within 90 days prior to the
filing date of  each report (the "Evaluation Date"); and
c) presented in  each report our conclusions about the
effectiveness of the disclosure controls and procedures based on
our evaluations as of the Evaluation Date;
5.  Each registrants other certifying officers and I have
disclosed, based on our most recent evaluation, to each
registrants auditors and the audit committee of each registrants
board of directors (or persons performing the equivalent
functions):
a) all significant deficiencies in the design or operation of
internal controls which could adversely affect  each registrants
ability to record, process, summarize, and report financial data
and have identified for  each registrants auditors any material
weaknesses in internal controls; and
b) any fraud, whether or not material, that involves management
or other employees who have a significant role in  each
registrants internal controls; and



6.  Each registrants other certifying officers and I have
indicated in each report whether or not there were significant
changes in internal controls or in other factors that could
significantly affect internal controls subsequent to the date of
our most recent evaluation, including any corrective actions
with regard to significant deficiencies and material weaknesses.


Date:  December 19, 2002
/s/Steven D. Krichmar
Steven D. Krichmar
Principal Financial Officer

Attachment A





 The Putnam Fund for Growth & Income
 Putnam Income Fund
 Putnam Global Equity Fund
 Putnam Convertible Income-Growth Fund
 Putnam Global Income Trust
 Putnam Managed Municipal Income Trust
 Putnam Master Income Trust
 Putnam Tax Smart Equity Fund
 Putnam Utilities Growth & Income Fund
 Putnam Municipal Bond Fund
 Putnam California Investment Grade Municipal Trust
 Putnam New York Investment Grade Municipal Trust
 Putnam Growth fund
 Putnam Capital Opportunities Fund
 Putnam Mid Cap Value Fund
 Putnam Municipal Opportunities Trust
 Putnam Balanced Retirement  Fund